Hello everyone this is my first time on this site, looking for ways and info on fixing my debt problems. My name is Heather, I am 20 yrs old and reside in North Carolina. I took time out today to figure out exactly how much I owe credit card companies, and it comes out to about 8000.00 dollars. (Just great.) :? I look forward to all the info and help I am going to recieve from this site. Talk to everyone real soon, Heather

I have not received a bill in 2 months and I have no number to contact anyone. What do I need to do?

The legal procedure followed by the consumers when bankruptcy is filed. Chapter 7 bankruptcy When a person files for chapter 7 bankruptcy, he has to go through legal formalities by filling some forms. It will list his income and expenses, assets, debts and property transactions for the past couple of years. The cost of filing chapter 7 bankruptcies is $200. Those people who receive public assistance or those who live below the poverty line do not require paying this fee. Then a court appoints a person who is known as the trustee to oversee your case.

trying to find a current # to contact about payoff on my motor cycle loan thru greentree/conseco

There is one close relative of mine who has some equity in his home. Now he is considering for some home equity loan to pay off his debts. I am worried if he should go ahead with that decision. Any suggestion will be really appreciated.

I have heard about the laws pertaining to Fair Debt Collection Practices Act. Where can I get a complete copy of it? Thanks Leslie

What is the average cost of your services?

Unfortunately, I can't find the number for a call back. I called the toll free number, and got a recording . . .

can i consolidate just my payday loans and nothing else. they are killing me?

My spouse received a letter from her credit card company stating that they were increasing her interest rate from 9.9% to 17.99%. My spouse contacted the credit card company to get an explanation for the increase.