This is my situation..........
CollectCorp for Amex Blue
I owed 1300 about on my blue amex. I used citibank to pay for the monthly minimum. All of sudden my account was sent to the collection agency. If I knew about this site in the beginning I wouldn't have been in the situation I am in.
Well to make story short.
I paid my debt in full. I specially stated to split my debt in half with 2 credit cards I have. 700 and 600. One of my credit card was charged the full amount and it made that card overlimit which made my apr go up. They still took money from my second card.