How can I benefit from this service as oppossed to bankruptcy?

Hello, I have a few Credit Cards but I only have 2 major credit card that need I really need help with. The interest rate are high! As I pay them I don't see the balance going down that much. I'm real skeptical :roll: about doing a credit consolidation. Would I have to consolidate all my credit card or just the one that really need it. I just need reassurance to know that this is the right thing to do. Thanks :) val

Hi, can I realistically get my debts paid off and still be able to pay my rent and utilities when I owe $85,000

I had been trying to refinance and the companys told me not to pay payments til then told me to. Well now i am 3 months behind on house and was suppose to send 1809.00 by May 27, 2005. I don't know where I am going to get this money. Thank you.

Any branch in London?

about a month ago, I got a phone call from a collection agency. My brother answered the phone and spoke with the rep. When the rep asked who he was speaking with, my brother responded with the same question. The rep answered with a Mr.x ...so my brother replyied with ok I am Mr Smith. The rep went on to discuss my acct with my brother....when I did get the phone, I immediatly asked the rep to tell me the purpose of the call, he asked me if I misunderstood something he said. I told him I didnt hear anything he said because that wasnt me on the phone a minute ago.

All of my credit cards have raised their interest rates to 29.9% and aI am losing control. I need some immediate help here to get this situation in hand. I have been late in paying three of the hightest interest rate cards they hit me with a $35.oo late fee and my payment when it arrived a few days late took the balance down $5.00. I needd help fast.

Have approximately $70,000 in credit card debt outstanding ( that's no misprint). Any chance of consolidation / repayment plan without Huge Upfront Payments ?

I have numerous credit cards that I have been making the above minimum payments, but recently had a credit card company increase my interest to 29.99%. I have a balance of over 19k. I seem to be getting no where paying them and now my credit rating is being hammered. What can I do and if I use your assistance how does this effect my credit rating?

which is better settlement or consolidation?