My sister; who is trying to start a new life in AZ., has been tracked down by an out of state firm, threatening court action, if immediate payment is not forthcoming on credit card debts that she feel's... Were Not hers, or were part and parcel of her ex- husbands NJ bankruptcy filing. The company did NOT state they were "Purchased Accounts" which the credit report says they were, but the did say the cards were from 1980... NO paper confirmations, copies of signature cards or anything was supplied. Shoul she ignore the threats or what?