Do creditors view this as a type of bankruptcy?

i have terrible credit and i seriosly need to get a car do you think you can help me?

How do I consolidate all my credit cards to one payment?

Hi I would like to know on how can you help me about my debt like my credit cards, we have a hard time to pay our credits at this moment, thats why i need some opinion or idea to help me out of debt.

what is this account for with credit acceptance?? I've never heard of them

i hav a car repo

I'm just wondering, is one payment sent to you from me to pay the creditors? Do you garnish check wages?

How do you get around all these banks that want co much collateral for such a small loan? This is insane. Try and get a $15K loan and they want 20K in collateral. Frusterating.

Hello, I have stuff on my credit that is more then 7 years old, some even 10 years old and the companies are no longer in business or they have no more record of me. How do I get these off the credit report? We want to cosolidate our bills and can't get a loan becuase of callateral problems. They also say they "wont" count the old stuff, but in the last loan I applied for they mentioned of the things that WAS really old. When I told them how it is was they were like, "Oh sorry, our mistake...." ARRGGG, suggestions are helpful to clean up credit.

i have a credit report that shows a debt was "written off", now i have a collection agency trying to collect the old debt plus 24% interest, I thought once a bad debt is written off by the original creditor, that was the end of it?