I received a collection notice on a bank account I was jointly on. The overdrawn balance is from several years ago. The person I am jointly on the account with was the original person who opened the account and I was added on years later. After a breakup, I no longer used the account but was still listed on it. I did not make any of the charges that over drafted the account. How should I approach this situation? Do I have any rights since I was no longer using the account and did not make the charges?

So my loan is with quick click loans...how do I negotiate with them? Also, I owe Cash Call not Western Sky. My other loan cash cure was sent to collections what do I do? I paid the principal and more, but they state I owe more than $1000. What do I send to the collection service? If Soaplady or OhioGirl could answer please help!. I appreciate all the advisers who have helped me to get away from these illegal loans. I had no idea how bad this was and is. I worry daily.

In form of Heloc, owes 350k, only making interest payments at this time, terms in 5 years. Elderly. In a debt settlment program for the unsecured debt. What can/should be done for Heloc matter? Thank you.:confused:

cannot get to the website to make a payment

Cach LLC took an unauthorized ACH cash withdrawal from my checking account......what recourse do I have? It seems as that would violate the FDCPA and would be bank fraud.

Hi, I accrued a rather large (over $10,000 debt in credit cards around three and a half years ago, and at first I chose debt settlement immediately after realizing that it became a problem, but as a person who receives disability, I was told to go off of the settlement program because no one (meaning my creditors) could get blood (money) out of a turnip (meaning me, being on disability).

my question is can i get a loan with just a savings acc., i have a savings acc. ,for years with 1st illinois credit union for years. why just don't they put it in my savings acc? dennis and ruth young.

:rolleyes:If-I-pay-all-my-debts-that-has-been-sent-to-collection-will-they-b-removed-from-my-report

Can payday loans legal in Maryland...can they be consolidated?

I have a loan with you compney. My Social Security check was messed up and I need 350.00 to pay my rent. I do hope you can help me. If not okay. Pamela Newman