It's looking like in 6-8 months, I will have the opportunity to go from contractor to full time at my job. This is a great opportunity with a higher level technical job, but it is with a large financial institution that does credit checks on 100% of their employees.
I know I won't pass the credit check- I was laid off several years ago while performing a balancing act with debt from a divorce, had a major surgery a couple years ago that cost me some time, my dog ate my homework, etc etc.