I live in PA. Back in 2010 I took out a payday loan with Payday Wiz for $400.00. I defaulted on the loan and Payday Wiz sold my debt for $640.00. I know have Unified PS Group coming after me saying I owe a total of $1,226.00. They said that I am responsible for all of the interest from other collection agencies.

My question is; on my credit report I have several companies that show my student loan with a 0 balance. So my assumption is that it was sold to a different company, how do I get this information cleaned up on my credit report? And secondly, Allied Interstate has my loan now, however, they have reported nothing to my credit report, therefore, It looks as if I am in default. And I am making a payment bi-weekly. I have sent them a few message now, but nothing.

I have a friend who has been in the payday loan cycle for about 6 months. She has 4 open. The total of the loans are $1,000. Each week the fees for the 4 loans are eating all of her paycheck. She has the money to pay it off. Should she close her current bank account or do you think where she has only been in deep for 6 months that it will be OK to keep the current account. Any insight would be appreciated.

im a little confused...I took out a check n go pdl 2 weeks ago for $700 at a store front location in Richardson, TX. They had me write out 4 post dated checks in the amount of $218 each, with the last check being a little more than 1st three.

Can anybody tell me if the following lenders are legal in Michigan? Hydra Financial Limited Fund I ($300) CP Investors, LLC ($300) Anasazi Group, LLC ($300) Money King Loans ($400) Thank you! Mary

I have been getting phone calls from this company,threating to come to my work and serve papers for a law suit on a payday loan i took out ,but they can not tell me who it was with ,am in north carolina and not sure what i need to do.should i pay them are just ignore the treats.

Hello, I recieved a letter in the mail on the 8th of June. The letter itself is date on the 4th and the stamped envelope is dated for the 6th... It states in the letter that I have FIVE (5) days to reply to this letter or further action could be taken. Well, first off, the 8th was a Friday.. it is now Monday and it is pass the 5 days.. What is going on? Is there anything I can do without having them garnish my wages??? I live in the state of KY and the letter is from Mapother & Mapother... Any help would be apprieciated.

Hello. I just had a call from a collections company telling me I owe money from a payday loan from years ago. I remember them well because they called my work threatening to contact my boss about the loan. So I negotiated payoff for the loan. Apparently this company has purchased a file on this and is trying to collect on either the entire amount or the unpaid negotiated payoff. They asked me to verify my vehicle information so that they could proceed with attaching my assets for this loan. Is this legal?

I live in New york state. How can I get 2 garnishments in 2010 from bills in the 1990s if it is illegal (another post) ? I am on Social Security Disability and they put 2 garnishments against me in Court. One I didn't know about because they "duck-taped" it to my prior address 0on the back door (even though they were sending threatning letters to my address here !!!) Now I am getting more for the same bills !!!!! I don't know what to do !!