I also recieved a letter and am being called by these people on a 15 year old debt. I looked up an old credit ck. letter and it was on my report in 1998. Do these people have standing ? I havent worked in years, am in ill health, and on disability . I rfeally dont have anything for them to get. Can they just be ignored ? Any advbice would be apprteciated.

:twisted:What are the laws for the state of Texas for a payday loan establishment to seek after you with a private locator and serve you a summons to appear in court and try and file charges of theft by fraud of check on a payday loan check, and is this illegal:confused:

Trying to find an email address for Chase Receivables. Can you help?

My daughter's insignificant other lives with us. A repo man came to our door today to repo his motorcycle. I knew where he was keeping it. Could I have gotten in trouble for not telling where; if he had not volunteered the info?

to make a long story short. I was unable to pay and closed my account. then managed to pay 4 more payments that month and the next in January of 2009. There was a charge off a year later and now I am being sued. Through Credit Solutions 3 offers were made to settle with them(Zwicker and Assoc.) Discover's in house collection lawyers. I answered the summons and the case management statement. The Senior Legal Center in CA asked twice for a settlement Conference with no answer. Do you have any suggestions at this point? Bankruptcy is out of the question.

I live in Fla. and got a threatening phone call today that VIP Loans is going to start garnishing my wages. I was wondering if this was legal. The debt collector told me he was going to call my job and verify my employment. Can they really do this? He told me it was stated in the Terms and Conditions, that I really didn't read. I only borrowed $300.00 and now I have to repay $500.50. Is this legal or just a scare tactic?

I just wanted to say thank you to everyone. I had gotten myself in over my head with 5 payday lenders. Over the course of 2.5 years I had taken out $10,000 in loans from PayDayMax.com and paid them back $14,500. I had a current loan outstanding of $1410, with payments scheduled for $409 every two weeks. I had 4 more, all of which I had been borrowing and paying back for about 2-3 years. I followed the step-by-step instructions, and so-far-so-good. I closed my Bank of America Account, and then e-mailed USFastCash, United Cash Loans, My Next Day Cash, and CashJar.com my C&D Letters.

I live in Fla. and used VIP loans and I got a threatening call today stating that they would garnish my wages if I didn't repay this loan. I was just wondering if this was possible. The debt collector stated that it was in the terms and conditions? I really didn't read that but agreed to them. Can they really garnish my wages or is it just a scare tactic?

I have received a call from a company called Capital Harris Miller and Assoc stating that they will serve me unless I put a prepaid debit card on file with them and setup payment arrangements....for a VIP Cash payday loan from last year. Im from California. So to give me time to do research on them, I asked them to email me proof to validate that they really own the debt . The pdf file they emailed basically just stated VIP Cash as the original payday company and my original account number. I have been scammed by a couple of "collectors" or "mediary" companies already who somehow had all m