I have a judgment against me for a credit card debt that is app 6 years ago. I am newly married and my husband offered the company a set amout every month to pay it off. He sent in the first payment, and the company never responded. The next month he did not send a payment and the company called him so he paid it. We have yet to receive a written response from them. We decreased the amount on the payment and the company called and threatened to garnish my wages if we did not pay more. They have added app 25 percent of the original judgement for interest.