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[quote=anon]they did send a letter stating that they were willing to settle for the 60% and gave a $$ figure for that reduced amount[/quote]

Go through the letter minutely. Did they mention there that you need to pay one lump sum amount for settlement, otherwise it will be invalid? If no, then they cannot claim the residual amount, it will be considered as cancelled as per the new agreement.

[quote=anon]I don't have the letter with me at the moment[/quote]

This letter is your weapon; keep it in a safe custody.

Sub: #101 posted on Tue, 01/10/2006 - 10:59

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

Thanks for the words of wisdom. The settlement letter did not state anything about number of payments, or even about how and when payments would be made, just the total amount the creditor was willing to settle for.

In retrospect, I wish I had come to this site and a couple of others back when Academy first started calling me. I had more options and legal protections available to me than I knew about then.

Sub: #102 posted on Tue, 01/10/2006 - 16:20


They are calling my family members about a debt I owe. I want to notify them in writing, via registered mail, to stop harrassing them, being third parties to this, immediately. When I google the # - 215-320-0424, I am unable to get an address, and when I call them, they refuse to give me an address. Can anyone help me? Thanks so much ~

Sub: #103 posted on Wed, 01/11/2006 - 06:39



Welcome to forums :D

You can contact them at any of the address below-

Academy Collection Service, Inc.
750 Pilot Rd. #A
Las Vegas, NV 89119

Academy Collection Service, Incorporated
10965 Decatur Road
Philadelphia, PA 19154

Academy Collection Services, Inc.
X1722 Hillman Avenue7/2005
Belmont, CA 94002

Send CMRRR asking to stop calling your family members. You have the right to define the mode of interaction too. If you tell them that you prefer to be contacted through mails, they are legally bound to obey it. If they still continue to call you, it will be a violation of law and you can file complaint against them.

Sub: #104 posted on Wed, 01/11/2006 - 07:04

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

They have suddenly started calling me for a family member that's been out of the country for about two years. They have no, or will not reveal any information about why they are calling, and asked if _I_ was the person they were inquiring about. Obviously they have no idea who the hell they are calling, and were the rudest people calling someone they have no right to.

They are calling from 215 320 0424.

I'm not the type that likes to take crap from others, so I asked why the other person was so damn rude and unhelpful, and the lady basically ****ed at me (didn't reveal her name). I guess they have to try and scare people out of their info/money bc they have no lives.

Is there any other way I can get rid of these people incase they call again? I filed a complaint on Do Not Call Registry (if it helps). Thanks

[color=Red]****Adult term removed - Jason[/color]

Sub: #105 posted on Thu, 01/12/2006 - 07:05


Welcome guest,

Send them a cease and desist letter by CMRRR. Clearly mention that you are not the person they are looking for, so they should stop calling you.

If they continue disturbing you after receiving this letter, it will be considered as a violation of fdcpa and you can file your complaint with FTC, BBB and AG's office of your state.

Their contact address is listed above, hope this helps.

Sub: #106 posted on Thu, 01/12/2006 - 09:35

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

Thanks a lot for your help. They haven't called me since I last posted, so they probably got my point too. If it happens again, I will follow through with your suggestion. Btw nice avatar =)

Sub: #107 posted on Mon, 01/16/2006 - 21:07


They called me tonight and before saying anything else he asked what street corner I was working tonight so I could service him ! I called back and reported it, but I think I spoke to the man who made the call. They weren't even looking for me, but for someone else ! They call and hang up; cuss you out and don't even know who they are talking to. Rude and crude.

Sub: #108 posted on Mon, 01/16/2006 - 21:41



Hope you had recorded this conversation! See the details of recording conversation here- .html

Their mailing address is listed at the top of this page, collect it and send them cease and desist letter by CMRRR. If they continue calling you after receiving this letter, you can report against them with FTC, BBB and state AG's office.

Sub: #109 posted on Tue, 01/17/2006 - 10:19

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

No, I did not record this. I never thought they would start talking to someone with such vile things. they didn't even ask for anyone . I did report this to the ftc. They said they cannot interviene on my behalf, but will put it in the records. Gee, that made me feel better...NOT. They haven't called back yet, but if they do, I am ready with the recorder. Thanks.

Sub: #110 posted on Thu, 01/19/2006 - 18:51


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