I also
had the pleasure of talking with Mr. King. I received a letter saying I
owed such and such amount of money from a Citibank account which (get
this) was closed/payed off three years ago. I wrote this jerk and asked
for 1. when the account was opened, 2 a copy of my signature on the
application and also all transactions on the account. After Jerk called
my ex wife looking for me I called him and when I referenced my letter
the chicken hung the phone up. They are nothing but a
scam.
Sub: #22 posted on Fri, 06/10/2005 - 23:10
Unregistered
File a
complaint with the federal trade commision, it may help.
There is this company called CCS(one of it many aka's) it's a credit
card company but you could only shop from their catalog. Anyways I
singed up with them, figured out what it was, wanted to cancel, and
could get no where with their customer service reps, and money kept
getting taken from my bank account. I file with the FTA and within 2
weeks I had the 500.00 they stole from me back and a letter of apology.
I don't get how companies like these are allowed to
operate.
Sub: #23 posted on Sun, 06/12/2005 - 06:48
Unregistered
I have
been receiving calls from these people for a debt that does not belong
to me. The debt belongs to a company that sounds like mine. I told
them that they have the wrong company. I no longer repond to their
calls.
Sub: #24 posted on Wed, 06/15/2005 - 07:33
Unregistered
they
called me today but didnt leave a message, after reading all these posts
I'm scared they're gonna call back! lol
Sub: #25 posted on Wed, 06/22/2005 - 11:56
Unregistered
[quote=Kman]they called me today but didnt leave a
message, after reading all these posts I'm scared they're gonna call
back! lol[/quote]
Don't be intimidated by this company. they are not allowed to harass
you. Just make sure that you take accurate records of they time they
call and what they say in the call. If they start harassing you, you can
report them to the FTC, you can write them a letter that will make them
stop calling you, and you can sue them. So you do have options in your
favor.
[quote=Esteban]I have been receiving calls from these
people for a debt that does not belong to me. The debt belongs to a
company that sounds like mine. I told them that they have the wrong
company. I no longer repond to their calls.[/quote]
You should not ignore this company. You should get to the root of this
situation and eliminate it. because this miscommunication could end up
ruining your credit. If you say that the debt doesn't belong to you ,
then you may be a victim of identity theft.
So the first thing that you should do is ask the company to verify the
debt. Find out when and where it is from. Get all of the details. Then
check your records to see if you did actually correspond with this
company. Check your credit report and all your bills to see if you can
account for this company. If this represents a previous paid bill, then
show them your records which can attest to this.
In some cases, asset acceptance, acquires debt from your other creditors
and then becomes your new bill collector. So you may want to verify to
see if that is what is actually going on here. this could be a debt from
one of your other bills that this company
purchased.
[quote=Anonymous]I have just moved into a home for a
little less than 3 years and have had numerous phone calls for the
previous tenant. The thing is how are they pulling up "his" name with my
address?????
Should'nt they figure it out that the names dont match???
I tried to tell their repersentatve Shelly Port at 800-441-6881 x5689
that the person does not live there. She stopped me in the middle of my
sentence and started to sound like my 2 year old "blah...blah....blah"
then she hung up.
calling this company rude is an understatement.
The local police department just arrived and spke to Mark Diaz the
acting supervisor and it seems like he was confused about the situation.
The officer spoke with him and he instucted him that we have a
California harrasment law tha they are breaking.
Hopefully they will stop calling and we can get some peace here.
Good luck to you all.[/quote]
I am glad to see that you are informed about your rights. You were right
to get law enforcement involved. but you can also take this situation a
few steps further. for instance, you can file a complaint about this
company with the FTC and the better business bureau. This will keep the
heat on their business practices. And also, you can sue them if they are
harassing you. These are just a few steps that are available at your
disposal. Yes, hopefully ,you will get some peace and
quiet.
[quote=Anonymous]These people have been calling me for
2 yrs. for someone I never heard of. Must have had my phone # before
... & I'm seriously thinking about changing it. I told them (&
others) that this was a wrong #, which is TRUE!, and it worked for
everyone else ... but these people just seemed to take a break before
calling back. And yes, I've had one abusive call when I tried to set
them straight. Mostly, I let them waste time & delete their
messages from my answering machine ... since I really have nothing to do
with it.[/quote]
You don't have to take this harassment. You should take care of this
directly by contacting the company. Just use the address in the first
post and write them a letter explaining why they are wrong. Explain to
them that they have the wrong contact information and that you wish for
them to stop contacting you because they have the wrong person.
After they receive this letter, they must stop contacting you. You do
not have to live in fear and annoyance by this nuisance. you should not
have your phone mailbox filled with their garbage messages. And you
certainly should not have to change your phone number. You can take
charge and get them out of your hair.
But before you write the letter, be sure that this debt is not yours.
Because once you tell them to stop contacting you, they are not allowed
to contact you anymore. It is the law. However, if in some strange way,
it turns out to be yours, you will be responsible for the debt even
after they stop contacting you. So you have to be 100 %sure that it is
not yours before you take this decisive action.
[quote=SteveO]I received a call on my cell phone from
them looking for my sister in law. Apparently they are somehow able to
cross reference records to find people related to or even who live near
their intended target. Unbelievable :roll:[/quote]
Actually they probably obtained your information from your sister in
law. Because on some credit forms, they ask you to fill in contact
information for people that they can get in contact with when the
borrower is unavailable. So your sister in law may have unsuspectingly
offered your address and phone number to fill the form. But if they are
getting to the point of harassment, you can make them stop by writing
them.
Sub: #21 posted on Fri, 06/10/2005 - 08:49
Sub: #22 posted on Fri, 06/10/2005 - 23:10
There is this company called CCS(one of it many aka's) it's a credit card company but you could only shop from their catalog. Anyways I singed up with them, figured out what it was, wanted to cancel, and could get no where with their customer service reps, and money kept getting taken from my bank account. I file with the FTA and within 2 weeks I had the 500.00 they stole from me back and a letter of apology. I don't get how companies like these are allowed to operate.
Sub: #23 posted on Sun, 06/12/2005 - 06:48
Sub: #24 posted on Wed, 06/15/2005 - 07:33
Sub: #25 posted on Wed, 06/22/2005 - 11:56
Don't be intimidated by this company. they are not allowed to harass you. Just make sure that you take accurate records of they time they call and what they say in the call. If they start harassing you, you can report them to the FTC, you can write them a letter that will make them stop calling you, and you can sue them. So you do have options in your favor.
Sub: #26 posted on Thu, 06/23/2005 - 10:20
Moderators
(Posts: 256 | Credits: )
You should not ignore this company. You should get to the root of this situation and eliminate it. because this miscommunication could end up ruining your credit. If you say that the debt doesn't belong to you , then you may be a victim of identity theft.
So the first thing that you should do is ask the company to verify the debt. Find out when and where it is from. Get all of the details. Then check your records to see if you did actually correspond with this company. Check your credit report and all your bills to see if you can account for this company. If this represents a previous paid bill, then show them your records which can attest to this.
In some cases, asset acceptance, acquires debt from your other creditors and then becomes your new bill collector. So you may want to verify to see if that is what is actually going on here. this could be a debt from one of your other bills that this company purchased.
Sub: #27 posted on Thu, 06/23/2005 - 10:44
Moderators
(Posts: 256 | Credits: )
Should'nt they figure it out that the names dont match???
I tried to tell their repersentatve Shelly Port at 800-441-6881 x5689 that the person does not live there. She stopped me in the middle of my sentence and started to sound like my 2 year old "blah...blah....blah" then she hung up.
calling this company rude is an understatement.
The local police department just arrived and spke to Mark Diaz the acting supervisor and it seems like he was confused about the situation.
The officer spoke with him and he instucted him that we have a California harrasment law tha they are breaking.
Hopefully they will stop calling and we can get some peace here.
Good luck to you all.[/quote]
I am glad to see that you are informed about your rights. You were right to get law enforcement involved. but you can also take this situation a few steps further. for instance, you can file a complaint about this company with the FTC and the better business bureau. This will keep the heat on their business practices. And also, you can sue them if they are harassing you. These are just a few steps that are available at your disposal. Yes, hopefully ,you will get some peace and quiet.
Sub: #28 posted on Thu, 06/23/2005 - 10:51
Moderators
(Posts: 256 | Credits: )
You don't have to take this harassment. You should take care of this directly by contacting the company. Just use the address in the first post and write them a letter explaining why they are wrong. Explain to them that they have the wrong contact information and that you wish for them to stop contacting you because they have the wrong person.
After they receive this letter, they must stop contacting you. You do not have to live in fear and annoyance by this nuisance. you should not have your phone mailbox filled with their garbage messages. And you certainly should not have to change your phone number. You can take charge and get them out of your hair.
But before you write the letter, be sure that this debt is not yours. Because once you tell them to stop contacting you, they are not allowed to contact you anymore. It is the law. However, if in some strange way, it turns out to be yours, you will be responsible for the debt even after they stop contacting you. So you have to be 100 %sure that it is not yours before you take this decisive action.
Sub: #29 posted on Thu, 06/23/2005 - 11:02
Moderators
(Posts: 256 | Credits: )
Actually they probably obtained your information from your sister in law. Because on some credit forms, they ask you to fill in contact information for people that they can get in contact with when the borrower is unavailable. So your sister in law may have unsuspectingly offered your address and phone number to fill the form. But if they are getting to the point of harassment, you can make them stop by writing them.
Sub: #30 posted on Thu, 06/23/2005 - 11:07
Moderators
(Posts: 256 | Credits: )