Nascarjun, send them a cease and desist letter. They
need to stop calling you after receiving your letter. They won't like to
put themselves under legal actions for violating the fdcpa
law.
I keep
getting harrassing phone calls 1800-220-0605 from this company asking
for someone I have never heard of. I have told them they have the wrong
number but they continue to call. Is there some legal action I can
take?
Sub: #62 posted on Mon, 10/24/2005 - 14:52
Unregistered
Hi
Gail,
We suggest that you send a cease and desist letter to stop contacting
you as they are violating the fdcpa laws. It's not wrong to contact a
person for the first time, but after informing that they are contacting
the wrong person, you should definitely take some actions.
After receiving your letter through certified mail with return receipt
requested, they are not supposed to call you up again. If it's done, you
can hire an attorney and sue them for the FDCPA violations.
Well,
I tried to make a payment schedule with Academy, and they refused me,
and told me that I had to come up with the money the very same day.
They have stopped calling me since I've offered to make monthly
payments...how ironic? They have started calling my mother instead!?! I
dont understand this company.
Sub: #64 posted on Mon, 10/24/2005 - 23:45
Unregistered
smileyface,
collection agencies cannot force you to pay the amount overnight nor can
they contact your relatives repeatedly. They should provide debt
validation prior to collection activities also. It seems that they are
not performing legally. So you can lodge complaint against them with
BBB, FTC.
The negotiation process involves lots of tricks which we cannot perform
successfully. If you take professional help from any debt consolidation company, they can get your payment
plan approved easily.
You can register yourself with this site to undergo a free
counseling.
I have
a credit card with Citibank. I had an agreement with another collection
agency to make montly payments for this. All of the sudden, this agendy
drop out of the radar, my checks were being returned. Then, like a week
ago, ACS called me. This was completely new for me. They want the full
amount. If I had it available, I would have paid it long ago.
I was ready to send my regular montly payment to them, but after reading
this site, I'm not. I'm stopping on the nearest Citibank and talking
with someone there. ACS will not receive a penny from
me.
Sub: #66 posted on Thu, 11/03/2005 - 10:04
Unregistered
I made
arrangements with this company Joe Kahn for a settlement of 6500.00 sent
the checks back in July to have my account settled, but I had to send a
copy of my canceled check before Joe would send my settlement letter it
is now November and I just received and phone call saying that my debt
was not settled
Sub: #67 posted on Thu, 11/03/2005 - 12:07
Unregistered
My
dunning name is Russel Davis,Academy truthfully is not that bad of a
place to work for. I have been employed for well over a year now and
beleive me this place is awesome. I have quickly advanced in the
collection feild. My opinion is this if it takes you well over a year to
pay back a company that lent you money is it wrong to get a call? What
happens if you visit your local mob down the street and get a loan do
you think you get a phone call from them? No one out there can honestly
say that in 16 months you can't mail in a minimum payment to prevent
this situation are you kidding me? Everyday people make there bed and
everyday people lay in it you figure out the terminology.....HAVE A GOOD
DAY >?
Sub: #68 posted on Thu, 11/03/2005 - 20:09
Unregistered
Please
report any abusive, harassing behavior by Academy Collection Services
at the Federal Trade Commission's Online Complaint Form
If we all report them, maybe someone will eventually give them what they
deserve. :!: [color=blue][/color]
Sub: #69 posted on Fri, 11/11/2005 - 19:28
Unregistered
These
People Are Real skumbags.They Are Harassing My sister Who Is trying to
pay them But Its Never enough For them.They Have Said horrible things To
Her.She Lost Her Little Girl To cancer at 31/2 years old They Told Her
Her little Girl Is Probably In The Grave Rolling Over Shes So ashamed Of
you. They Are Toltal SKUM. I Would love To see them Put Out Of Business
No one Deserves It More than them. I think People should BOYCOTT Getting
Credit cards From Citibank. If Citibank Wishes To employ This Kind Of
SKUM Then WE SHOULD NOT USE CITIBANK FOR ANY REASON!!These People Are
the Most Awful SKUM! I dont even think they are
human!!
Sub: #61 posted on Thu, 10/20/2005 - 17:05
(Posts: 4009 | Credits: )
Sub: #62 posted on Mon, 10/24/2005 - 14:52
We suggest that you send a cease and desist letter to stop contacting you as they are violating the fdcpa laws. It's not wrong to contact a person for the first time, but after informing that they are contacting the wrong person, you should definitely take some actions.
After receiving your letter through certified mail with return receipt requested, they are not supposed to call you up again. If it's done, you can hire an attorney and sue them for the FDCPA violations.
Regards
Roxette
Sub: #63 posted on Mon, 10/24/2005 - 16:29
(Posts: 4009 | Credits: )
Sub: #64 posted on Mon, 10/24/2005 - 23:45
collection agencies cannot force you to pay the amount overnight nor can they contact your relatives repeatedly. They should provide debt validation prior to collection activities also. It seems that they are not performing legally. So you can lodge complaint against them with BBB, FTC.
The negotiation process involves lots of tricks which we cannot perform successfully. If you take professional help from any debt consolidation company, they can get your payment plan approved easily.
You can register yourself with this site to undergo a free counseling.
Sub: #65 posted on Tue, 10/25/2005 - 10:31
(Posts: 819 | Credits: )
I was ready to send my regular montly payment to them, but after reading this site, I'm not. I'm stopping on the nearest Citibank and talking with someone there. ACS will not receive a penny from me.
Sub: #66 posted on Thu, 11/03/2005 - 10:04
Sub: #67 posted on Thu, 11/03/2005 - 12:07
Sub: #68 posted on Thu, 11/03/2005 - 20:09
https://rn.ftc.gov/pls/dod/wsol cq$.startup?Z_ORG_CODE=PU01
If we all report them, maybe someone will eventually give them what they deserve. :!: [color=blue][/color]
Sub: #69 posted on Fri, 11/11/2005 - 19:28
Sub: #70 posted on Sat, 11/12/2005 - 16:26