<?$C=FGCI(19);$topic_title=$C[FldCreditorName];?>

Nascarjun, send them a cease and desist letter. They need to stop calling you after receiving your letter. They won't like to put themselves under legal actions for violating the fdcpa law.

I keep getting harrassing phone calls 1800-220-0605 from this company asking for someone I have never heard of. I have told them they have the wrong number but they continue to call. Is there some legal action I can take?

Hi Gail,

We suggest that you send a cease and desist letter to stop contacting you as they are violating the fdcpa laws. It's not wrong to contact a person for the first time, but after informing that they are contacting the wrong person, you should definitely take some actions.

After receiving your letter through certified mail with return receipt requested, they are not supposed to call you up again. If it's done, you can hire an attorney and sue them for the FDCPA violations.

Regards
Roxette

Well, I tried to make a payment schedule with Academy, and they refused me, and told me that I had to come up with the money the very same day. They have stopped calling me since I've offered to make monthly payments...how ironic? They have started calling my mother instead!?! I dont understand this company.

smileyface,

collection agencies cannot force you to pay the amount overnight nor can they contact your relatives repeatedly. They should provide debt validation prior to collection activities also. It seems that they are not performing legally. So you can lodge complaint against them with BBB, FTC.

The negotiation process involves lots of tricks which we cannot perform successfully. If you take professional help from any debt consolidation company, they can get your payment plan approved easily.

You can register yourself with this site to undergo a free counseling.

I have a credit card with Citibank. I had an agreement with another collection agency to make montly payments for this. All of the sudden, this agendy drop out of the radar, my checks were being returned. Then, like a week ago, ACS called me. This was completely new for me. They want the full amount. If I had it available, I would have paid it long ago.

I was ready to send my regular montly payment to them, but after reading this site, I'm not. I'm stopping on the nearest Citibank and talking with someone there. ACS will not receive a penny from me.

I made arrangements with this company Joe Kahn for a settlement of 6500.00 sent the checks back in July to have my account settled, but I had to send a copy of my canceled check before Joe would send my settlement letter it is now November and I just received and phone call saying that my debt was not settled

My dunning name is Russel Davis,Academy truthfully is not that bad of a place to work for. I have been employed for well over a year now and beleive me this place is awesome. I have quickly advanced in the collection feild. My opinion is this if it takes you well over a year to pay back a company that lent you money is it wrong to get a call? What happens if you visit your local mob down the street and get a loan do you think you get a phone call from them? No one out there can honestly say that in 16 months you can't mail in a minimum payment to prevent this situation are you kidding me? Everyday people make there bed and everyday people lay in it you figure out the terminology.....HAVE A GOOD DAY >?

Please report any abusive, harassing behavior by Academy Collection Services at the Federal Trade Commission's Online Complaint Form

https://rn.ftc.gov/pls/dod/wsol cq$.startup?Z_ORG_CODE=PU01

If we all report them, maybe someone will eventually give them what they deserve. :!: [color=blue][/color]

These People Are Real skumbags.They Are Harassing My sister Who Is trying to pay them But Its Never enough For them.They Have Said horrible things To Her.She Lost Her Little Girl To cancer at 31/2 years old They Told Her Her little Girl Is Probably In The Grave Rolling Over Shes So ashamed Of you. They Are Toltal SKUM. I Would love To see them Put Out Of Business No one Deserves It More than them. I think People should BOYCOTT Getting Credit cards From Citibank. If Citibank Wishes To employ This Kind Of SKUM Then WE SHOULD NOT USE CITIBANK FOR ANY REASON!!These People Are the Most Awful SKUM! I dont even think they are human!!