Debt Consolidation Forums

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What are my options apart from bankruptcy to get rid of an old judgment? (1 )

By Tod 2 years 2 weeks ago

Do I have to close my checking account if the credit card debt is with the same bank? (2 )

By Imani 2 years 3 weeks ago

How can I fund my way through college without Pell Grant Funding? (3 )

By dkrank 2 years 1 month ago

I have been accused of criminal charges - What to do (1 )

By Earles 2 years 1 month ago

Live on paycheck and getting behind on payments (3 )

By Robandle 2 years 1 month ago

Real estate investment or Pay off debt? (3 )

By George Dobell 2 years 1 month ago

Want to make payment from abroad - Possible? (1 )

By Keithe 2 years 1 month ago

I need a suitable solution to repay more than $28,000 debt. (2 )

By lanastio 2 years 2 months ago

Which one is better - Debt Snowball or Debt Avalanche? (1 )

By lindy 2 years 2 months ago

What is the frequency of credit counseling offered by a counselling agency? (1 )

By kevlis 2 years 2 months ago

When is the right time to go for credit counseling? (4 )

By Ronnie 2 years 5 months ago

From when does the SOL start on a debt? (2 )

By Hale 2 years 2 months ago

How can a person repay debt if his/her income decreases? (2 )

By jed 2 years 3 months ago

Is it mandatory to enroll in a debt relief plan if I sign up for counseling? (3 )

By garfield 2 years 3 months ago

Is debt consolidation good or bad for credit rating? (4 )

By Earl 2 years 6 months ago

Need urgent help. Lost job and have debt. (2 )

By Katie 2 years 3 months ago

Is it possible to stop garnishing wages? (2 )

By hendricks 2 years 4 months ago

Which is better - A DMP, a consolidation program, or a settlement program? (2 )

By Gerola 2 years 3 months ago

Does it look nice if we sign a contract before lending an amount to a roommate? (1 )

By frankie 2 years 3 months ago

Will the wage garnishment laws of Colorado or South Carolina be effective (1 )

By lori 2 years 4 months ago

How does renewed judgment affect credit? (1 )

By tartlo 2 years 5 months ago

Debt settlement and divorce (4 )

By samuel 2 years 6 months ago

Has anyone settled credit card with Citibank recently? (4 )

By Raymond 2 years 6 months ago

Am I liable to pay debt if I’ve moved out of US? (3 )

By Ava 2 years 7 months ago

Is it possible to negotiate with credit card company for a repayment plan? (4 )

By Herbert 2 years 8 months ago

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Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.

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