Palisades collection-Consumer complaints and tips to deal with the CA

California Statutes of Limitation

Written agreements: 4 years, calculated from the date of breach.

Oral agreements: 2 years.

The statute of limitation is stopped only if the debtor makes a payment on the account after the expiration of the applicable limitations period.

P.S. The Verizon bills in question are listed as 2006. Experian and Equifax show 8/1/06 as the date for both accounts and TransUnion has 8/29/06 for both accounts. How can they all show different information when the discrepancies are so great. Shouldn't someone monitor the info being reported since it weighs so heavily on our lives for example determining whether we should be hired for a job or given a place to live, etc.?

Now this is gonna sound like a silly question but what does that mean for my situation? How does the SOL thing work?

Iwas told to send a letter that I'm SSI and have no property and my assetts are under $1,000 and that I'm in dire financial straits and I can barely pay my rent and otherbills SS is unattachable. Is that too much info for theses people and then should I write a dispute letter a week later or wait for a lawyers letter confused :?: or should i just send a valadation letter.
Last year I was hounded by another collections and I sent ss letter and then debt val but that was to their lawyersMann Braken HELP

Iwas told to send a letter that I'm SSI and have no property and my assetts are under $1,000 and that I'm in dire financial straits and I can barely pay my rent and otherbills SS is unattachable. Is that too much info for theses people and then should I write a dispute letter a week later or wait for a lawyers letter confused :?: or should i just send a valadation letter.
Last year I was hounded by another collections and I sent ss letter and then debt val but that was to their lawyersMann Braken HELP

I would like to request a debt validation letter to
Sharmonique Simpson
510 Nancy Ct
Newport News, va 23602

I am trying to move out of my daughter and son-in-laws home asap and have my name on about 5 apartment list's they are all subsudized housing, one of them ran my credit and found that I have a judgement from this place, which I went to court over 4yr ago. How do I get this off my credit report :cry:

when you went to court with Palisades, what happened? Was there a judgement awarded against you? Did you pay?

After 8 years of my mother's passing, I received two calls from Palisades Collection regarding a debt my mother apparently owes, what do you do in this situation.

I tried to get a loan for a home,well up comes palisades and I don't know why!Three times on one credit report fromEquifax What can I do about this?

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Ok, I wish you all luck. The credit gods fell into my favor.

First, Palisades I think is "under debt" to RPM Collectionss out of Portland, OR. When I called Palisades, they said I'd have to call RPM. Palisades said they couldn't find my info by the locator number they put on my credit report. Played these against each other in a time battle with the 30-day rule.

Called RPM, found out they couldn't locate me either, and when I called Palisades back, they admitted that the collections notice number included the phone number as part of the account number. They looked it up, belonged to someone else.

Long and short, they still wouldn't remove. I then went on a letter writing campaign. All 3 bureaus, state consumer affairs, and the national complaint was filed as well. All certified mail. Cannot identify me, cannot provide proof of ownership of debt, account number did not match, and cancelled check from original final payoff which was on time and 100% to ATT.

Cost half the amount of the debt, but Palisades after 3 years of harrassment doesn't get a THING.

Write, and "courtesy copy" each bureau, local BBB, state authorities, your congressman (kidding), and when all these people try to put 2+2 together, the best the collector can do is a 3.9

My situation is that when I was 16 years old my mother had a landline telephone in my name, in which she ran up a bill accepting calls from a boyfriend she had in prison. I am now 25 years old and this company is garnishing 20 percent of my check and this occured when I was a minor. I contacted the place here in Wisconsin and they said there wasn't anything they could do for me. I don't know who 2 contact and I feel Im not responsible for this. Parents do this kind of stuff 2 their children all the time and its not right. They are taking over 3 thousand dollars from me for something I had nothin 2 do with. i would like 2 know who can I contact 2 find out if they can lift this from me. Im single, I go 2 school full time and work and I cannot afford this especially when its not my bill. Please respond via e-mail @ personal info removed for your security - Jason

I keep get annoying calls from these people and I tried to call to tell them they have the wrong number and can't get anyone to answer the phone. I've tried several numbers. Any suggestions??

I have received numerous calls for a debt that is not mine. They reference another name in the message. How do I get these calls to stop?

this company calls me at least 2 times per day for someone I've never heard of. I called them back 4 times last night and they would not give me their names or a supervisor. They even started to get abusive and hung up on me 3 times. How do I get them to stop calling me?

I started receiving calls. I told them I never had an account with the company that they said I had. I also told them I had never lived at the address where the bad account was. I filed a police report, and sent it to them. I was sued (did'nt know of the law suit. I was never notified of a court date. A judgment has been filed against. I have tried talking to Palisades, and they hang up on me. I have superior credit except for this fraudulent account from Palisades Collection Agency. How do I get this company to remove these things.

I have been getting calls for someone who has never lived at my house. I tried calling back and they won't answer so I can tell them to stop calling my house. What the heck do you do????

Palisades collection has evidently purchased information about a past debt I had with AT&T over 7 years ago. The amount was $44.00 and was paid in full to At&T. I contacted a representative of Palisades who would not furnish his name, allow me to speak to a superviosr and hung up me after asking for a letter outlining the nature of the debt. Even though I paid the debt, I thought after 7 years debts were written off. Am I correct? What other steps can I take against this collection agency should I receive more harrassing phone calls?

Every day for the past week or more I have had computer calls from PC about a debt owed by someone I don't know! I have called them three times so far to report this and have been told that my teleohoine number will be deleted from thier records. But this deletion does not seem to occur, at least not yet. What more can I do? I even gave out my SS# on several of the firsr few calls. Now I'm worried about my security as well as the harrassment. PLEASE HELP!

palisades collection has attached an unpaid phone bill to my account for verizon. I have never had a phone with verizon. i understand they do these fraudulent attachments all the time. who do i complain to. that can investigate this company?

10 years after the take over of Verizon by AT&T I am contacted about a debt owed. It was an electronic payment to AT&T that included previous month bill with Verizon and I even spoke to a rep in May 1997 concerning the payment made. Was assured it would be credited to both services. 2006 I was contacted by this collection ageency ( 10 YEARS LATER ) for payment. I have disputed every year since and now questioning how to stop the harrassement of Palisades Collection???

Palisades Collection phone number is 1-800-878-5658.

I really dont get it... I was on a phone call with a NJ Judge, needless to say, I live in NY State and have been for over 11 years. Now I am told I have 2 Judgments on me... Where they came from I dont have any idea. One is from Pressler and Pressler and the other one from Midland Funding... I am not aware of anything going on... But I dont know which one is which since I dont owe these and never recd any information about anything... So I guess if they want to lock me up... Then thats what they have to do... The one I am told is over $12k and yes I did say over $12,000 dollars... Ummm seems like this is a fraudulent account... I have no idea about anything and noone will tell me what I need to know... So I have no idea about anything or about what this mess is... We need Armagedeon to happen sooner then later to stop these thief's before they enjoy this GREEDINESS SataN GAVE THEM

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[QUOTE=Anonymous;446702]My situation is that when I was 16 years old my mother had a landline telephone in my name, in which she ran up a bill accepting calls from a boyfriend she had in prison. I am now 25 years old and this company is garnishing 20 percent of my check and this occured when I was a minor. I contacted the place here in Wisconsin and they said there wasn't anything they could do for me. I don't know who 2 contact and I feel Im not responsible for this. Parents do this kind of stuff 2 their children all the time and its not right. They are taking over 3 thousand dollars from me for something I had nothin 2 do with. i would like 2 know who can I contact 2 find out if they can lift this from me. Im single, I go 2 school full time and work and I cannot afford this especially when its not my bill. Please respond via e-mail @ personal info removed for your security - Jason[/QUOTE]

First of I would call Fraud and tell the orinigal debt that you never signed for this and you were a minor and obvisiously the courts found you to owe this bill so thats why thy garnish this amount. Or take them back to the court and plead your case... Or go find someone to support you and dont pay them.....

funny how AT&T keep coming up, I just found a Palisades charge from AT&T on my credit report. It states that the account was open in 2006..... funny that, concidering I was in the United Kingdom at that time.

Dispute it with the credit bureau (their dispute policies will be on their website).

I am dealing with Palisades now and its concerning a car purchased at Nissan and Nissan defaulted on repairing some of the deficiencies they promised to repair if I bought the car. Well I gave the car back as a voluntary surrender because they refused and now the car is sold by Nissan for a lessor price to someone else and Palisades is trying to get me to pay the difference. I think not!!!!! Where is the car and why should I pay for a car I don't have? Whats up with that!!!!

I am a paralegal working for a firm that does bankruptcy law for debtors. I was very interested to locate your site. My clients have Palisades listed on their credit report and have no idea who these people are, or what debt they are attempting to collect. Reading your comments has assisted me in assisting my clients.

Thanks!

our pleasure.

Power Safe Collections has been hasseling my wife since she got a new cell phone 3 months ago. They keep calling her looking for someone else. They hang up when she answers. If you call back their robo system ask for your SS#. I will not give it to them so there is no way to get in touch with them.
Today I decided to find a way. I spend hours searching the Web. I called every phone number I could find for Power safe, Palisades and ASTA Funding. Either they went to the same robo phone answering system, answering machine or disconnected. I finally found a site where someone had the same problem. They told how they finally got in touch with Powersafe.
Call what ever number you have that goes to the robo phone system. When it asks for your SS# type in 555 55 5555. It went throught to a real person. She sounded like she was from India. I explained that they had the wrong number. They were looking for an Anglo male. My wife is Chinese. I was told they removed her phone number. I asked them what other numbers they had. They wanted mine I told her no. I only gave her my area code. The other numbers were not ours. They had 3 other numbers for this person. So I guess 3 other people are being harrased by them.
Report them to the FTC and the Do Not Call List! Do what ever you can to stop them. Good luck!

Palisaides collector has called my neighbor 3 times but has never called me even once.
The number left to him was 866-230-8094. That number only gives an option to send a letter and they say it is required by law. If that is required by law...then why are they calling at all...much less my neighbor. I will follow this through as an infringement on privacy and a violation of the fair debt and collections practices (rule 53). Get ready, Palidades...

I did attempt to contact Palisades per pho numbers listed in here and was able to get through as and interest in paying the debt in full.... but the person (Dave) speaking for Palisades tried to pawn me off on the number that only mentions address... when I told him that... he said he would have to transfer... and the phone line went dead.

Maybe I'm not seeing the whole picture here.... but just to make sure that my protection and rights are guarded.... I did let Dave know from the beginning that I was recording the call.

As of yet... I have no idea what bill the collection is for.... and I would have thought that "Dave' would have made sure I knew... so he could get credit if I was paying it off on the line my call was coming in from.

I got a large packet of information from Pacific Palisades, regarding a motorhome loan from 14 years ago. My ex got that motorhome in our divorce 10 years ago. I called to inform them of this, and they stated that *ex* name was not on the record, just mine and I had to pay. The papers this firm sent me showed both my and my ex's names. I told them they were obviously inept, this was paid years ago (I know when he remarried he refinanced home and paid off everything) so stop bothering me. Can I sue them, I got turned down for something based on my credit rating and this is the only negative. I have no real positives, but no negatives.

Send them a demand for validation of the debt, CMRRR. When you get the card back, dispute the tradeline with the credit reporting agencies. It should drop off, unless Pallisades verifies it. If that happens, then yes, you can sue.

I have been reading all of the posts on several collection agencies complaint sites and I feel that most people have a right to their opinion. I was contacted on 11/02/09 about a debt I thought had been just forgotten. I made the debt and I owed the money. Now, I have been located and it is time to pay the piper. If we just take a moment and listen with an open mind, MOST of the people are just doing a job. The toll that it takes on them physically, emotionally and mentally is gut wrenching. I was able to work out a deal to pay them along for the next several months to pay this off. I have dealt with some of the most heinous and vicious collectors but the guy I spoke to gave me an offer, I countered and he accepted. Hopefully, within six months this debt will be gone and I won't ever have to worry about a call coming in on this debt. Let's just own up to what debt is ours and be responsible for it. There are some instances where it is zombie debt and well, that is debateable for collection. Anyway, that is my opinion.

opinion noted,but it won't change ours about palisades.

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how's about using the info from your CR to send this bottomfeeder a DV(debt validation letter).send it certified mail return receipt,then send formal disputes to the CRA'S for this debt.once you send out the letters,and they don't validate,and they don't remove the entry.then you can find a lawyer to work on a contiungency,and sue palisades at no cost.probably get a settlement as well.whatever you do.do not pay them a dime.they broke the law,and are continuing to break it by reporting a debt that doesn't exist.get your ducks in a row and make THEM PAY!!!!!!!!!!!!

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In December 2007 I recieved a letter from Palisades saying that I owed a debt that I settled back in 2004. I asked for validation and didn't hear from them (I asked them to reply within 30 days). Nearly TWO YEARS later (October 2009) I get their "validation". I had initially called my state AG (attorney general) and they said if I had any more communication, to email them. After nearly two years I sent them my original request and the new communication.

I have the letter from the original collection agency that I settled the debt in full. I can provide checks where I've paid this AND I can show them on my tax returns that I have added the settled debt as earned income.

Do Palisades have a case?

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Send copy of settlement letter with copy of check blacking out account numbers & personal information. Include these with a strongly worded foad letter stating debt has been settled in full and therefore is no longer a valid collection account.

I recently contacted a collection agency because they are reporting that I held an account with Spiegel but they can not provide me with any information except for a payment history which I asked for proof of but they refuse to send me a copy. I want this negative report off of my credit report because the debt is not mine. What do i do?

I am military and my clearance depends on getting these debt collectors off my report. I have already paid off Palisades (twice) my account was bought from Bank of Marin and I paid them while I was deployed. I have not recieved a letter of Debt paid but I do have my reciepts. How do I get them to report Paid on my credit report.

I just received a collection letter from Palisades in regards to an outstanding AT&T Cell bill. I called AT&T and they do not even have the account number on file the Palisades provided. I called and let them know that this account does not belong to me. I told them they could call AT&T and verify this. They told me I would have to file a police report and send a copy to them. What should I do?

You are all going to love this, Palisades Collection has me buying a phone from Alltel in 08. I was COMA for 2 and 1/2 years!!! From 06 to 09 !! So tell me all about it. Thank God I don't have to worry about it, got a butt load from law suit. I'm going to South Africa for a year !!! Bye

Did a little research. CEO Asta Funding/Palisades is
Gary Stern
Got Info From: Edgar online It's a Co. info site

And www.seekingalpha.com

I got everything but E-mail addresses

Palisades took us to court in 2005, failed to show up or send a lawyer to 4 seperate hearing dates, refused to answer Discovery Motions and the Judge Dismissed the case in our favor. That was 4 years ago. In January of 2010, they contacted us again trying to get the same Debt. When they were informed of the ruling, they actually said "All that means is we can't take you to court". These people are class A scumbags. Their customer service people don't care and don't listen.
They are looking for us to pay them something to make the case go away, even after losing in court, which I think is harrassment and blackmail.