Submitted by admin on Wed, 07/11/2012 - 04:36

The reporter explains what you should do when a collector contacts you regarding a debt which has been paid off.

Reporter Video Heading: 
How to handle a collector when he contacts you for a paid debt?
Reporter Video Tag: 
dispute collection account, debt collector, collection agency
Reporter Video File Name: 
ask-collection-account-dispute.flv
Reporter Video Width: 
615
Reporter Video Height: 
480
Reporter Video Duration: 
1 Minutes 50 Seconds
Reporter Video Subject: 
Collection account dispute
Reporter: 
Gerri Detweiler
Reporter Video Thumb Image: 
homepage-video.png
Related Video Link: 
/reporter/gerri/ca-dispute.html
Reporter Video Small Thumb Image: 
homepage-video.png
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* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.