Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

bite me guest1. Read on in updated canadian laws and us state laws. Federal offence. Get a job. and pay your debts

To each their own opinion and apparently your opinion lacks intelligence. I will not play your childish game. Grow up. It amazes me the clowns that come on here sometimes and think they know everyone - you seem to be yet another one.

I have no debt but clearly your failed to understand that as well.

Again guest - not a correct link. If you posted the link to that FGCC (nice mispelling), you took it out of context. That link refers to BUSINESS phones. As Lynnda and myself and others are private citizens, it does not apply.

What applies are state laws or Canadian law. And in US State laws, most states require only one party consent. A few require two party consent. Find the list here:

rcfp.org/taping/

In Canadian, it is only one party consent:

efc.ca/pages/law/cc/cc.183.1.html

You can read it further here:

answers.google.com/answers/threadview?id=320423

Apparently this Guest person will now to come to realize that Jedijeff13 is the research guru with all the right facts.

Nice job jedijeff!

Whoa - Guest. Excuse me for interrupting. I can't comment on Canadian Law, but you're wrong about U.S. law. At least as it applies in NY and about 37 other States. Could it be you are misinterpreting the law as you read it?

Here in NY, we're a "one-party state." As long as you are either the receipient of the call or the person who placed the call, you can legally record that call and submit it as evidence. In Court, the Judge will listen to the tape privately and rule as to whether or not it is admissible on a case-by-case basis. What IS a Federal Crime, however, is taping a conversation for later use as blackmail OR taping a conversation that you were NOT a party to.

Furthermore, tapes of people leaving threatening messages on your answering machine (like Mr. David did to me) are also admissible. Once a person leaves a message on your answering machine - that message is officially YOUR property to do with as you please.

One, two, three people agreeing on the same facts given to let me see . . . . one person. I think Guest before you post on here again, you may want to really investigate your facts. I don't know where you received them from but apparently everyone here has a clear response (furthermore, backing up their information) to your facts as being wrong and are calling you on it.

It's ok to admit you may have the wrong information - we don't "bite"!

Looks as if Janet -- like Charlene -- has vanished. I guess she could no longer avoid the questions she so welcomingly invited.

some people do work and are tied up in meeting FrankJD. Please keep your rude comments to yourself. I will and only will answer question pertaining to clients. Such as Elle. If you have a debt and would like info on your own debt i would be happy to help.

Janet - can I call you so you can verify your Illinois registration?

If not you, who can I call?

Seeing as you stated that you will only answer Elle's questions, why are you on here then?

Wouldn't you agree that if anyone here was contacted by your office, then apparently we would be considered a client, whether it was legit or not?

As you can see Janet, the people here have been contacted by your office and are looking for some answers from you - answers that were not given to them in the first place. Why would anyone subject themselves to contacting your office when they were previously harrassed (most people) by people in your office?

The proper thing to do is acknowledge any questions directed to you (i.e. give an answer if you know it OR simply state I don't have that information OR I don't know the answer but here is what I suggest). Avoiding questions is what is bringing on comments directed to yourself personally by some. Frustration can have a mean streak especially when some have been attacked the way they have by collegues in your office. People don't want to have to call your office and subject themselves which is why they have gone on here and directed their questions to you. Just a suggestion, maybe if you answered their questions, gave them a feeling of reassurance that you actually are different then the people they originally dealt with then they may trust you and actually give you a call.

Furthermore, no one is giving you any confidential information that may breach any confidential rights. People are asking general questions which you continually seem to avoid.

So that you understand, I am not taking a shot at you but would like to know why it is so hard for you to just state the facts for people asking simple, general questions. I can understand why some people think this is so shady when people are not getting the answers or treated the way they deserve to be.

Such a big problem that could have been avoided so much easier if dealt with better.

I said I would answer the client comment such as elle and whoever else. You can call me and I will discuss each individual persons question with them personally. I will not put myself on the line to answer questions this site. Some questions I can answer some questions I can't. As you said you were treated rudely by someone from here and other people were treated rudely from this office. Does that give you or anyone's the right to be rude to me. If so it makes you no better than those that you insult. The only question I have avoided is pertaining to the law of your states. I do not know aboout law. These people that you do not want to talk to can answer your questions in this regard. So they are who need to call. I am leaving the office now will be back tuesday

I think, Janet, you are saying I should contact Mr. David or Mr. Sargent to ask about your company's professional registration in Illinois, Washington & Texas. Right?

Could you give me their direct extensions so I can call them on Tuesday?

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Well said erzeke1! I completely agree.

It seems as if Janet can't answer our simple, straight forward questions.

Damage control has come to an end with of course no conclusion on their end once again.

Why is it so hard for them to just come clean and face the facts and us. People want answers here and don't want to have to subject themselves to contacting their office again.

Janet, kindly tell me what makes you so different from Mr. David or Mr. Sargeant, etc.? I would really like to know.

jeff is correct in his research and interpretation. If a us resident receives a call from a canadian company, he/she merely has to follow the rules of his state when taping calls. These calls , if recorded within regulatory guidelines are admissable in court.

Small updates:

I filed separate complaints with the BBB against Kupferstein's Office and America's Cash Store. They both initially responded, but I declined both responses and sent rebuttal comments.

My rebuttal comments to both companies went unanswered. So both files have been closed by the BBB as UNRESOLVED.

No further attempts from Mr. Sipp @ America's Cash Store to collect excessive funds, either.

I'm discussing the possibility of commencing a lawsuit with an attorney that I worked with at my former job. Nothing concrete...just discussing my options. I'll let you guys know if anything happens.

Mr. Sardent (you say Sargent), has ben calling me about the same shit. I acknowledged my debt, but he has exagerated it. I counsulted my lawyer, he says contact the company, figure out how much you owe and pay it. Forget about the Kupferstein office, the are bottom feeders, breaking the law. My lawyer (a damn good one at that) said to report them to the Ministry of the Attorney General's Office (thats in Canada), but for you great guys in the States, report them to your according authority. Don't sweat this shit, they are bullshitters. Cheers!

Jedijeff13, you are sadly misinformed. Mr. Kupferstein does not own Liability Solutions. It is fun to read the posts here. There is no clear law regarding a Canadian Law Office contacting debtor that resides in the USA. If a suit were to be filed against you an appropriate legal representative (lawyer or paralegal) would be retained in the State for which the debtor resides.
It seems as though almost all of you are trying to pass the buck. I don't believe that this Law Office opened up a phone book and guessed that you had indeed taken a loan from a payday loan company. It certainly does appear that many of have done some homework. Have any of you looked up laws pertaining to NSF checks, or perhaps taking out a payday loan with no intention of paying it back. Both activities illegal by the way.
Why do you continue to harass Janet. You've already formed your opinions - you all seem to be well versed on the laws. You keep asking her questions that you claim to already have the answers to.
Form your opinions, but know that opinions are not submissable in a court of law.
I've read this post from start to finish, and there are several things posted that are not legit.
Intimidated - you still make me laugh.
For all of you that have recorded conversations, what are you waiting for?
LOL

Elle, please share the details of the threatening message Mr. David left on your answering machine.

Intimidated, let me shed some light on the difference between Mr. D, Mr. S and Janet.
Mr. D and Mr. S both have a wee wee, Janet has a flower.
Ha! LOL

not who you think - I personally have received e-mail from staff at Mr. Kupferstein's office. Their e-mail address is the person's name @liabilitysolutions.com. (???) What's the explanation for this, then?

Guest - Not being rude???????but may I ask why you want to know this?

Move along "not who you think", your postings are not of any use here and are repetitive.

If you come on here just for a "laugh" at the expense of the people being harrassed by this firm illegally then you are not welcome by I am sure many.

I trust Jedijeff's throroughly researched information that he has been able to provide us with unlike yourself.

Obviously the firm still haven't got their act together as postings are still noted here about situations where they have been harrassed.

You are not doing any good with the comments you make especially when you can't back them up. I believe you are the one who has been misinformed but I am sure you will rebutal it and it will become your opinion against others WHICH we are entitled to.

Trying to stir up the pot are we?! This forum has been quiet for awhile until you arrived yet again.

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Jedijeff,

I applaude how you so graciously keep having to repeat yourself to certain people. You are a true asset to this forum.

I second Intimidated's post. :) That was great, Jeff!

See - with these people, you have to repeat yourself time and time again, cuz they have this mind set that is not open to change. Logic never works.

The key is to not get into a shouting match or try and reason with them. Stupid people try to drag you down to their level, then they beat your @ss with experience. :D

jedijeff13, you show me your proof that PK owns Liability Solutions and I'll gladly provide you with all the information that you claim you've not been given.
Intimidated, it's time to share the truth about your case.

Elle, there are several people that claim to have these threatening messages recorded, but odly enough not one has ever been seen or heard. I guess I was just looking for verification, just like the rest of you.

Guest: I DO have this voice message in my possession. I have TWO messages, total. I also discussed Mr. David with Janet at the Kuperstein firm. I can not speak for anyone else on this forum...but MY tapes DO exist. Whether you choose to believe me or not is, of course, your prerogative.

Not/Now Who You Think: Not sure if you saw my post above. But could you please explain why the e-mail I received from Kupferstein staff has "@liabilitysolutions.com" as part of their address?

Elle, Why don't you ask the person that sent it to you?

Curious:

I don't need to ask the person who sent me the e-mail because the answer is obvious. Both companies ARE one and the same. According to Liability Solutions' website, they and Kupferstein's office even share the same fax and phone number. If you want - check liabilitysolutions.com, and then see page 19 of this thread where Charline gives out the very same phone number as her contact number at Kupferstein's office. The phone and fax numbers on Liability Solutions' website are also the same ones *I* have used to correspond with Kupferstein's office.

I only directed the question to "Not Who You Think" because they're claiming the two business are not connected...

when it's pretty obvious that they are.

Link made inactive as per forum rules - Mike

To "now who you think" (btw - learn to type - I can't follow your name - is it not or now):

My proof is simple - Elle already said it, but I'll do all the work and help you:

Page 15 Charline:
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Jeff: that was awesome. lol :) It boggles the mind how anyone can still claim there's no connection between the 2 companies.

Question: since it's pretty common (and legal, last I checked) for companies to branch into subdivisions/subsidiaries, what is the shame in just admitting that these companies are basically one-in-the-same?

Jedijeff13, what you have posted is not proof. Elle, Jedijeff13 claims that PK owns Liability Solutions, It was simply stated that PK does not own Liability Solutions - fact.
The BBB is a joke, and if you would like to take their misguided type as law then do.
Instead of spending all of your energy trying to solve this little mystery, why don't you just move forward. Elle, your situation is a little different; the gentleman that you needed to borrow money form does seem a little scetchy; however, Elle, your remarks are somewhat disappointing. If I'm not mistaken (by reading past posts) Janet went out of her way to assist you.
Think of a rock. You are looking for blood, there is no blood in a rock.
There are hungry children all over the world, your energy is greatly needed elsewhere.
The only thing that should truly boggle the mind is all of the time that all of you have spent with what seems to be utter nonsense.

Don't even try, I know; I've been there too.

Not sure why my comments would disappoint. It does boggle my mind how two companies could operate as one and not be owned by the same person. It does not affect my life one way or another...I just find it...odd. And so I commented on it.

As for Janet - I have always said that she was kind to me and did everything she could to help. JANET did...and JANET alone. I am very grateful to her for trying - she's a nice lady. Other Kupferstein staff, however, was not quite as kind and I'm entitled to my opinion of them and how they treated me.

As for the "hungry children in this world" - I've done more than just spend "energy" on it. The people on this Board have no friggin idea what I've done to help children in dire situations. I mean, I've actualy rolled my sleeves up and DONE something about it instead of TALKING about it. (Sensitive topic for me.) So...needless to say...that little part of your comment was not taken well.

Ya know - have to guts to say I am right instead of hiding behind your lies and bullsh*t. More proof? Fine loser. I'll have all the proof you need shortly. Until then, I will let this thread and it's continued life be all the proof to show everyone that Kupferstein is a crook, plain and simple.

I knew you were all talk. Fact is that the truth would destroy Kupferstein/Davis/Sargent and all the others that work for Kupferstein at Liability Solutions. BTW - "Juan David". Couldn't you guys even create a REAL sounding name? No one of Latin decent would have the last name of "David", unless it was a woman that married into the name.

You are gutless. You hide behind fake names, fake ids - change them at random. You are low life scum. May God have mercy on you when your day arrives.

To the rest of the posters on this Board:

In my comment above, I mention "the people on this Board." I worded that badly. :( That wasn't meant to be directed to *everyone* - just the people/person-under-many-names that have been posting in defense of Mr. David and the Firm's actions.

And...again...I am not directing my ire at Janet. She was great. But having ONE kind, honest employee doesn't automatically absolve the other members of the Firm who have been abusive or dishonest.

You hit it right on the nose Jedi Jeff - this person posting as Not What You Think or A Greater Cause is none other than Mr. David - he has returned from the dead to enlight us with his Bull!@#$ and lack of intelligence.

I gathered that right from his first posting as Not What You Think - little bored are we - no one to victimized left so you have some free time to log on yet again and throw idle threats and non sense.

You have no idea who I am and it makes me laugh how you think you do. Go ahead, talk about my imaginary case - I dare you. I am waiting in anticipation - not only me but my lawyer. You are truly the definition of coward - waste of air really.

Actually, I would even go as far as saying pathetic. Everything you say is just to stir up crap. You have been proven wrong over and over again yet continue to bore us with your repetitiveness - YAWN!

Paul Kupferstein and Associates buys bad debt for pennies on the dollar and then uses threat and scare tactics in an attempt to collect. Period.

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Short and sweet and absolutely dead on correct Mr. David and Jedijeff.

Unfortunately, we have to repeat ourselves for the ones who are not educated and only come on here everyone once in awhile to stir the pot (aka Mr. Kuperstein's clan).

Plan and simple, they post just to stir up old crap that has already been discussed AND everytime they were shut down yet again with their lack of knowledge or respect to acknowledge any questions directed to them. This would be because they cannot - PERIOD! That has been proven over and over again and again.

These people really do need to get lives and more importantly a new career, one that operates legitimately. Obviously they are very impressionable people to be brain washed into thinking what they are doing as a career is legit and normal. Must be hard to sleep at night.

Grow up people. This is getting stupid. You guys keep saying how you repeat yourselfs time and time again. They also keep repeating themselfs. They do not buy debt how manys times do they have to say that. They work for companys such as (Example) AT&T or Bell etc. They are given your info then they place calls. When they receive money they send that money back to AT&T or Bell whatever. They do not or have they ever bought debt. Now this has been repeated and repeated a hundred times. If you have a debt you are contacted by the original company by phone and mail and internet numerous times. If yoou choose to ignore these calls then you will gradually get a call from a place like Kupfersteins. If you receive a call and you don't owe or have never owed then this is the fault of said company ie AT&t not of the Law office. You need to deal directly with that company to straighten that out. companys like kupferstein cannot or willnot just take your word for it. YOU HAVE TO HAVE PROOF. they just work for these companys. I see were you keep saying about your state laws etc. that fine but what happen to morrals. people might be debtors but do they have no morrals or self respect. if you question whether you owe they debt phone the company and they will inform you if they have sent the debt to be collected and with who. don"t cry and pretend like yoour inocent and use excuses like they can"t collect in my state etc> thats just a cop out. if your all so perfect and are here to help why dont you have the balls to use your real name and give your phone number like some of the people who are trying to help. Intimidated you might be educated but if your a debtor trying to get out of paying or making things blow out of whack like they were mean to me lines. then education means nothing when you do not have morals or a back bone to pay your debt. some people make honest mistakes some people are ripped off extra but most people deal with it and get on with their lives it seems you can"t

What I suggest to you Cathy is take a moment and REALLY read this forum from beginning to end and then come back with an intelligent comment.

Answer me this Cathy because it seems no one from your firm can, how do you explain the way people are treated when contacted by Kuperstein's office, why will they not provide validation Cathy?

Once again I repeat myself, I have no debt but was extremely harrassed by your Mr. David and I DO have proof of that. I am just waiting for the glorious day when I can use it.

AND yes Cathy, I am very educated and do have morales unlike Kuperstein's clan.

What you state is so repetitive, just like Janet, Charline and Mr. David (the one from the firm who hides behind many names). Apparently, you cannot let it go. What you have stated has been said over and over again with zero proof to state that this firm practices what they preach. 99% of the people on this forum have one way or another being illegally harrassed by this firm and were never given any proof that they are legit.

Shall I or anyone direct our questions / concerns to you from now on or are you just another collegue coming on here to post here and there and slander everyones situation and not back up what you state? It wouldn't be the first time someone from this firm has conducted themselves this way - please don't waste our time - we have heard it all before with no conclusion on their end which isn't surprising at all.

Why are you on here anyway and who are you?

AND furthermore, how is it that you know they don't purchase bad debts - this comment clearly indicates that you must work for them or how would you know this?

They must have some sort of manual which states what you need to tell people to do damage control and take the heat off of you in hopes that believe will believe what you say.

If anyone receives a call from them, don't send them anything. Simply pay your debt directly to the company your took it our from. Plain and simple. Kuperstein, etc. will not provide you with the documentation you require/request, they will not conduct themselves professionally and if you are one of the unfortunate ones who did fall prey to them - you will never see your money again nor any documentation to state such (as has been posted by other people in this forum).

I am proud to say I am debt free now and have been since April. I paid my debt off BEFORE Paul Kuperstein's office even called me. I inturn asked the company if they even knew of Paul Kuperstein's office and they told me they had never retained their services but have had endless calls of angry people telling them of their experiences. So Kuperstein's firm are trying to possibly collect on debts that have have already been paid. Surprise, surprise.

Wow Cathy, that was perhaps one of the hardest paragraphs to read.
Aside from your grammatically incorrect run ons, you are dead wrong and your opinion here is not useful to anyone.
Companys such as Kupferstein use less than favorable tactics to collect and are breaking laws all over the place.
The people here are just trying to do right by working with them.
Yes, Janet was trying to help Elle. We all gave her that chance, but it turned out unfavorably, and it more than just proves what we all have been trying to say here.
You say Morals and Self Respect?
There's no need to personally attack anyone here, you can not back up that statement one iota!
We are ALL here to try and solve these debt problems acceptably and respectfully, and we choose to discuss it here without prejudice.

Cathy - you want me to stop beating a dead horse? Fine.

But I still have an issue that is not a dead horse beating, and DOES require an answer. See - to be a collection agency in the United States, a company is required to have a professional license. Well, I know that is required in Illinois, Texas and Washington. And I am sure 47 other states would want something too. Say what you want - if Kupferstein is contacting people to collect money for another company, they are a collection agency. And if he is calling as a lawyer, he needs to pass the bar exam for that state.

I have asked numerous times for proof of this license. Nothing. Totally ignored, or I get the old "I don't know". Someone knows. Someone with Kupferstein's office and Liability Solutions has the job to obtain these licenses. I have contacted my state - no record of either company being registered. Yet - Janet claims they are licensed. You said:
Quote:

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ignorance is grand isn't it. When you are in a corner you come out fighting with rude comments. Once again grow up people. The whole point of this forum is great. But then again if you didn't get yourself into this mess in the first place you would not of had ignorant people calling you. Be responsible and don't borrow what you cannot afford to pay back. If you can't pay it back at the time then call the company before its due and make arrangements. Companys in the beginning would accept arrangement like 25 or 50 a week or every two weeks. The problem is that alot of people figure the debt will go away if they don't pay attention to it. Then it become a case like these in that case you have nobody to blame but yourselfs. Most debt that is collected on is 1year to 3 years old come on people thats letting it go alittle long

Gathering from your posting, you certainly have the ignorance part down to a "t". Your ignorant attitude will not intimidate the intelligent ones here. You are in a class of your own which is obvious.

Furthermore, DO NOT speak on behalf of anyone when you have absolutely NO CLUE the particulars of their situation. You make it seem like you know what you are talking about when infact YOU have no clue.

Not everyone here has a debt, can you comprehend that?! You talk the talk but when it comes down to it, you are just another rambling employee of this boggus firm.

Your belligerent comments mean nothing here when you have absolutely no clue what you are talking about let alone solid proof. Another note, clearly you must work for the firm as you are yet another one who avoids questions but that is expected. Must be your week in the office to take a crack at posting or have the others just realized to get out while they can?!

Take your own advice Cathy and grow up and move on indeed! Your comments are not productive and not welcome. BUT, unfortunately we will probably have to endure another one of your meaningless postings because you people just don't know when to stop - sad existence really.