Proving failure to provide written notice
Date: Mon, 09/28/2009 - 06:07
I have CAs calling me and leaving messages but they have sent no written notice/dunning letter. Isn't this a violation? How do I prove they have NOT sent written notice? Couldn't they just claim they did?
what # comes up on the caller id?does this CA give a name?you ca
what # comes up on the caller id?does this CA give a name?you can still send a DV letter.also check your state laws in regards to recording calls.
#s vary but all are from Stellar Recovery. I have one charge of
#s vary but all are from Stellar Recovery. I have one charge off on CR indicating OC cold the debt to a JDB but no JDB on my CR. OC gave me name of JDB and I suspect Stellar is collecting for them but I have received NO WRITTEN communication regarding the debt.
Leaving messages is not deemed contact with the borrower so ther
Leaving messages is not deemed contact with the borrower so there would be no violation. they have to speak to you or your legal representative to activate the dunning letter 5 day rule.
Quote:Originally Posted by SOAPLADYLeaving messages is not deeme
Quote:
Originally Posted by SOAPLADY Leaving messages is not deemed contact with the borrower so there would be no violation. they have to speak to you or your legal representative to activate the dunning letter 5 day rule. |
Thanks.