Here is the deal on THIS! I had a loan with Payday-Loan-Yes. Another illegal PDL and CSO in Texas. Stopped pay on ACH Transactions. they tried for 2 pay periods to send the interest fee through, but it was returned to them. The loan was for $350. This last pay day I had a electronic check go through my account for $725! Blasted my account! it was for the $350, three pay periods of the $105 fees and two $30 return fees. Here is the bigger kicker. The check was made out to First National! I had no idea who this was, although thought it might have something to do with a PDL since I have had a few. And even better though is in the memo it stated that on 9/22 (check posted on 9/25) that a telephone/FAX Check payment customer authorization was obtained. BULLS*#t! I did file a claim with my bank who said they were reversing the check that within 24 to 48 hours I would have the money back in my bank. Well, that was two days ago and so far nothing. Trying to call the person assigned to my claim and can not get a hold of her today. So a little concerned. how I even found out now this is associated with Payday-Loan-Yes is I got a call from someone yesterday from First National Services Legal Department stating they had received a Fax on my account and they thought it must be a mistake but needed to talk to me. I called back just to see and sure enough the number she called from and the call back number both went to Payday-Loan-Yes. Any ideas on this? This can't be legal right?! I need some advice here to take to my bank to get this resolved. They are lying saying I authorized any transaction from anyone in this amount in any form of communication, much less to a First National.