Here is a link to your state's pdl laws, just click on TX on the map. Are these internet payday loans, and which companies are you dealing with? If these are internet payday loans, you should close your account and open a new one if possible. If you are to the point where you can't close it, go to another bank and open a new account and have your direct deposit sent to the new account. You need to file complaints agains the internet payday loan companies with your Attorney General's office.

Here is the link,

http://www.paydayloaninfo.org/states.cfm

If you cannot close the acct and open another one, get the from from your bank to revoke their ACH debits. Please follow the instruction that Steelers1 has given you, he is a great help, he helped me with all my pdls and now I have been able to get rid of 5 of them and some have refunded the overpayment. Figure out how much they have taken out of your checking account you probably have paid the principal of the loan. If you have to fill out the form revoking their ach make sure that you list all the names these companies go by because they can be "sneaky" and if they know the name you gave to the bank they will present the debit again under one of the other names they go by.