I live in washington state i have a loan for 2500 from cashcall I got the loan online by western sky than later sold the loan to cashcall I have filled a complaint with the washington state finicial insitution and they inform me that the loan is illegal in washington state but can they garnish my wages what do i do because i have heard they have gainsh other people in other state which are also illegal how can i prevent that please help thank you.

I've received a lot of guidance and advice through the posts on this site, and I appreciate everyone's help. I've found myself in a nasty situation and have decided that the only way forward is to stop my minimum payments on my debt in hopes of settling which each creditor. Currently I have an OK credit score (670) because I have never missed a payment before, but it's about to drop. After rent, debt payments, and monthly living expenses, I only have $7 in my account, which sucks.

Hello again, So, I've started the process to get the loans I have under control. All the loans are illegal as I live in Massachusetts. I sent the ACH revocation email to AdvanceMeToday and here's the response I received. I'm not sure how to respond, so any help would be greatly appreciated: Dear Elizabeth, Thank you for contacting us. Please be aware that this is a St.

I'm in PA and I now know that PDL in this state are illegal. I took out 3 PDL in Dec. 2011 (White Hills Cash, Redstone, and Payment Direct) White Hills-borrowed $435 (paid back $652.50) Redstone-borrowed $400 (paid back 700) Payment Direct-borrowed $200 (paid back $356) So I've closed my bank account. My bank just closed it with no questions asked. I explained that I found out the companies were illegal and they said closing the account would be just fine. Should I ask them to do something else?

Does anyone know anything about Redleaf Lending? I live in Indiana and cannot find out if they are licensed in my state or not. I became unemployed and now they call several times a day wanting payment. There is no information out there that I can find. Any help is appreciated!

I took out 2 payday loans over the internet from SureAdvance and Cash direct Express GECC. Since then I had read and talked with someone from the Virginia Fail Loans people that internet payday loans are illegal to Virginia residents. And since they are illegal they are unenforceable. I had tried to contact both companies about paying principle balance back on my terms, what I can afford, and when I can afford it. They responded that they didn't agree with my terms and that since I got the loan over the internet, I must follow Delaware law.

Hello All you wise debt folks. I need some assistance. First, I live in the beautiful state of Oklahoma. I've gone to my governmental website to collect advice on payday loans, but I'm flopping miserably. From what I understand, and I could be terribly wrong, lenders must be licensed in the state of Oklahoma. I've checked the registers on the state website, and I've only found one of my 5 lenders on the list. We all know how the payday loan nightmare begins, so I'll spare you the terrible details of how I got myself into this mess of not being able to pay my own bills.

:cry:I'm in Missouri and have no clue how to take care of the mess I'm in!!! I have a loan with EZ Money for $1,200 and they hit my bank account 6x in 1 day on 4 different days. That made my account over drawn by $467 just in bank fees now the bank has frozen my account. I have another one out with AAA Check Advance for $270 one with Cash Biz for $430 and one with Zest Cash for $1,200 I need major help trying to get these taken care of. Does anyone know what I can do or have any suggestions. HELP ME PLEASE!!!!!!!!!

My assistant received a call yesterday from Agent Long from Cohen Schwatz & Assoc. He told her that he was having me served at my place of employment. She frantically called me and gave me his info. I called and he said it was for a CASHNET payday loan a year or so ago. He said his firm was hired by "Empire Asset" and he was sending out a summons today if I didn't take care of the 1000.00. I asked him for his address for a debt validation to be sent to him. I looked to see if he was a legitimate debt collector in Texas with a bond - he isn't.