Is Moneyshopusa.com a legal lender in Ohio? For most of my other lenders I had no problem determining if they were licensed. This one, Im having trouble with. Thanks

HiIs it possible that a payday loan company can take money out of a new bank acct at a different bank without permission?I just got an email from Discount Advances stating that they will debit my acct of over $1600 on the 15th which is tomorrow.The acct that this company had access to was closed months ago. I would like to call them and ask which bank acct are they talking about.But now I feel as if, I have to go to my bank asap anc close my acct or something to prevent this from happening. I haven't heard from this company in months and now I am really concerned

Well, I settled with Capital One at 50% today. After reading some of the posts and other advice I decided to get that one out of the way first. I am just waiting on the faxed letter before I pay anything. Is it OK to do a payment over the phone via a checking account or should I send a cashiers check? I will be getting Settled status per the doc on my credit report. Is that OK? Now to talk with Chase with 15 days left to charge off and see what Citi has in store for me with prelitigation. Thanks

Hi, I received a letter from mcm that they purchased my debt from citibank and trying to collect it from me. But the letter said that they are offering a 40% discount of the original debt amount and ask me to pay the rest. I talked to citibank and confirmed that citibank actually sold the account to mcm. I checked my experian credit report and its not yet listed. The original amount listed by mcm is little higher but I understand that they might have added some fee etc. Now, I had tough time and recovering now.

I disputed the entry for CashCall with both Equifax and Experian, as these are the two reports on which it is listed. Equifax is still investigating the dispute but Experian completed the dispute requrest on March 9 and the dispute status is that the account remains. I am so frustrated! I know that this lender is illegal otherwise they would not be getting investigated by my state's AG office. As long as they are on my credit report, I seriously feel like I have no choice but to pay them.

Hi all, As promised earlier, we have implemented the Moderation points system for the moderators. Moderation points will be given for the moderation activities done between the login and logout time.You will find the Moderator points break up in your user page. (check : Earned From Moderation ) Our system will automatically add points based on your logged in moderation activities like spam deletion, shifting threads to the right forums, etc. This means that you’ll be earning points for the moderation work done while posting in the forums and Social Answers.

The original acct was a GM card issued by HSBC. The account was charged off and subsequently sold. The credit report shows the trade line as sold with a zero bal. by GM. The acct. was apparently purchased by a JDB by the name of The Bureaus. Credit report now shows a collection with The Bureaus. I was not able to settle for the outrageous amount The Bureaus offered so I stopped answering their calls. Now I receive a call and dunning letter from Sentry Credit. It says they have been assigned to collect for Bureaus Investment Group.

I'm new to all of this. We are tens of thousands of dollars in debt and are barely scraping by each month. What is the difference between these two? How long do each stay on your credit record? Do you have to actually be behind on payments in order to either one? Thanks.

Hi! I am in need of some advice/guidance with my payday loans. I live in Michigan. I have already closed my bank account and opened a new one. Â*I have sent letters to all of my current payday loan companies. I have received a few responses that my accounts are paid in full. Â*But there are still a few that I'm having trouble with and am not sure where to go from here. Â*My current unresolved loans are with:Â* 1. Sure Advance- received email stating that the loan originated in Delaware and they were not bound by Michigan or any other state laws. 2.

Hi.... I received a call, as well as many other family members have received a call from a William Kensington, stating that he will be at my house or place of employment because he has a an order that was submitted to his office advising that a request to have me sign for a certified notice of intent. He said that I have an opportunity to contact the mediation firm to discuss the matter, and that office can be reached at 855-804-1795. With a claim number. He said I was placed on his schedule for Tuesday March 13.