I live in SC. I am dealing with Oak View Law Group for several loans however, they said they could not help me with my loan from UsFastCash. The loan was for $700 back in november, and everything I've paid so far they consider loan renewal.

Received two call from the Law Office of Harris Zide the other day. After listening to their spell about the call being record for quality purpose, I then informed them , it is a two way street. I'm also recording the conservation, They proceeded to tell me that don't talk on recorded call and hung up. My question is, if they are above board and don't violated the fair credit reporting act or any other laws talk to me.

I have 5 payday loans out in Missouri. My bank is working with me to keep them from withdrawing on my account until I can make payment arrangements. I couldn't close the account, but my direct deposit is no longer going to that account. The following are the companies I am dealing with: Blue Star Result, Payment Direct, Zest Cash, QXLonline.com and Purpose Cash Advance. Are any of these illegal in Mo. and how should I proceed with them? My bank has advised me to send letters out to them so they could back me up with the stop payments. Please help!

I completed three settlements this weekend! Wells approved an offer I got them to submit at 45% on a balance of $12.5K Chase settled two accounts at 20% on balances of $15.5K and $5.5K. Charge off was at the end of this month for all three cards so that certainly helped. Wells was actually easier than I thought and Chase was tougher. Basically it just took getting the right person on the phone that would work with me. Wells was stuck at 50% for the longest time but I just kept trying and eventually got someone to submit a 45% offer.

I got into financial trouble late last year and took out some pay day loans. I am trying to get things repaid, but it will take months to repay the overdraft fees , loans, etc. I got a cal from PayDay loan yes!--- the man saud he was in their fraud legal department and that if I did not make payment arrangements, they would proceed with reporting me for Internet fraud, check fraud. I am so afraid---haven't been able to sleep since the call. My question is: Can they do that? I have no intention on no repaying my loans, just hit a rough spot financially.

Hello, First of all I want to say how thankful I am to have a site like this to look for answers to my current situation. I have gotten myself into quite a mess and am ready to get out and move on with my life! I have read other peoples' posts so I think I am headed in the right direction. In another post it was suggested to start a new thread with all my information so here it goes. I live in Michigan, the law states that you can have payday two loans no more than 600 each. The lenders can only charge $15 on each 100 for interest. The loans can't be rolled over or renewed.

Hello. I have a few questions that I hope you guys can help me with. My husband has recently filed chapter 7 BK. He is not re-affirming our mortgage per our attorneys advice. BUT he has a judgement against him from Capital One in which our attorney says their is a judgement lien against the property. Our attorney wants an additional 350$ on top of the 1100$ we already paid him to remove the lien. First question- how do I find out if there really is a lien against the property?

I recently (two days ago I think) had my checking account levied/garnished, im not sure which, by Midland Funding. They claim we owe them a debt over 16,000 according to my bank however, neither my husband or I have ever had a large loan or medical bills that could possibly cause this to happen. As I stated in the title we did not receive any kind of notice that they were going to do this or that we supposedly have a debt with this company until I saw the levy/garnish notice on my online banking and when to the bank branch which gave me the company and amount being claimed.

I would like to know if pay day loans are legal in NY. I currently have loans with redstone financial, loanshop, instant loans today and vip loanshop. And how can i get them to stop taking money?

I have to go to the Magistrate this Wednesday for a civil hearing. Edwin A. Abrahamsen and Associates is suing me for a defaulted Capital One Account from 2009. Basically, I made a mess of my finances when I was forced to move out of my parents' house right after college and had to use credit cards to survive. However, I am now paying them off one or two at a time. When I received the letter from this office, I immediately set up a debt management program to send them monthly payments that I could afford. I did this so I would have proof that I was making payments.