I have recently begun receiving calls from Huntington mediation saying I committed fraud by taking out a payday loan and not paying it back. They say this loan was made in 2010 and deposited to an account at US Bank. I used to take out payday loans but stopped in 2004 or 2005. I used to have an account at US Bank but it has been closed in about that time as well. The lady said I made an internet payday loan and used some email account. She gave me the supposed account but it wasn't mine.

I want to close my Bank of America account before anymore online payday loans take anymore money it's ruining my life. I am willing topay them back on different terms but I want to know if I close my BOA account I will be charged fees from BOA and will the online pdl companies come after me? Thanks

I posted about National Check Recovery Services calling me about an online payday loan that I took out in 2008 with Payday1. I emailed them my cease and desist letter and a letter advising that payday1 was not licensed in Alabama. Well got an email today with the loan agreement that I took out and it says Pay Day One of Alabama LLC and on the loan agreement it had this: "This is a non-negotiable instrument. In this Deferred Presentment Services Agreement (the "Agreement") and Federal Truth-in-Lending Disclosures (the "Disclosures"), "you" and "your" refer to the Borrower identified above.

I took out an online pay day loan in 2008 with payday1. The loan says payday1 of Alabama. I have researched the laws concerning online payday loans and it was to my understanding that the online site must have a store front in order to be licensed in my state. Well the loan agreement states this PayDay One of Alabama LLC 4150 International Plaza, Suite 400 Ft. Worth, TX 76109 "This is a non-negotiable instrument.

We have been receiving threatening letters and calls from this agency. When we request a copy of the original contract, they keep saying it needs to be paid now! The debt surfaced a year ago and a letter of dispute was submitted. However, they continue to send notices. The debt is not ours, it started as $7,500 and now it's $5,416.26! One rep said it was a loan and another rep said it was a Master Card! We have never had a Master Card in our married life! We always use VISA! What do we do to stop this?

Is it possible to stop an existing pay day loan if u can only make the finance charges? Or if u have made enough finance payments to cover the cost of the original loan amount?

So I've been hounding CK marking with emails everyday telling them how their loan is Illegal in Illinois and that I actually only owe them $42.50 from the principle, even though according to their rules, I should owe them probably in the neighborhood of $300. After about 7 or 8 emails, I finally got an email today with a subject line that said: "Your Account Is In Good Standing." Here's what was in the email: "Need extra cash? Call CK MARKETING today! In a recent review of your account we show that you are in GOOD STANDING and have more funds available to you!

Hi there, I'm trying to figure out the best way to make a lump sum payment to my debt. Credit card - $4,844 on a 0% APR until August 2012 Personal loan - $8,172 on a 7.15% fixed term loan with 24 payments left I have about $5000 to drop onto my debt due to taxes/yearly bonus. If I pay off the credit card in full I have about 24 payment left on the personal loan. If I put the lump sum towards the personal loan I'll only have about 7 or so payments left on it and then almost a year of 0% interest on my credit card. Thoughts?

A charge from West Asset Management appeared on my Visa bill. I never heard of the company and called the telephone # on my bill. When I was finally connected to to someone, a very rude woman refused to tell me anything about the company unless I gave her my full social security #. I politely told her I would not give out my ss#, especially to a company I never heard of. She said I was being uncooperative and she was 'terminating this conversation." When I asked to speak to her supervisor, she just said no and hung up.

Have any of you guys tried settling with PNC? Have about $9K. How do you think this will settle for and how far behind were you when settlement came into play? [FONT=Comic Sans MS][/FONT] Thanks!