I'm currently $708 past due with a Dell account. I lost my job a year ago and have been extremely under-employed since then with only part-time work. My other creditors have worked out payment plans that I can afford, but Dell evidently doesn't offer any such programs. For the last year, my account has been past due. I've called three times and they scheduled 2 payments each of those times, but my account remains seriously past due. I'm wondering what's going on and why they haven't done a charge-off, not that I want them to. I really just want to get caught up and pay by debt.

I have a current loan of 400 through magnum cash advance, and I am getting ready to dispute the interest and finance charges as I don't believe they are lisenced in the state of Ohio. Has any one had any experiances with this company? Are they willing to settle fairly easy or do I have to be perpared to fight?

I live in Texas and have three payday loans out one from MassStreet Group - I borrowed $300 and have been paying the $90 interest every pay day since Aug or Sept of 2010. Huskhawk Group - I borrowed $300 and have been paying the $90 interest every pay day since June of 2010. Powerfinancial Group - $500 to be paid back in 10 increments. I got this loan back in October 2010. Are these companies legal in Texas. They are consuming my paychecks. I am going to go close my bank account, but wanted to know could they come after me legally. Please help! Thanks,

I just got a payday loan from mypaydayadvance.com and I got nervous about scams and searched google for info. This is the only page I found that wasn't meaningless marketing junk. Will these people scam me, or will I be okay if I play by their rules? I guess I have to contact them 3 days before my "due date" to pay off the full amount ($300 + $90 fee) or they will automatically charge the $90 and extend the loan. I'm just getting nervous here. I fully intend to pay them off in full before the due date. Will they let me? Or have I been scammed? Thanks.

Hello all, I was recently contacted by someone who is trying to serve me with papers for a payday loan I took out with East Side lenders over a year ago. It was for $750 and I paid them $1125. I reside in Missouri and as far as I can tell they are an illegal lender in this state and I should have to pay them the principle, which I already have. I have found documentation that I paid them this amount. I filed a complaint with the Missouri Department of Finance, but I am wondering why they would attempt to sue me, if the are indeed illegal in my state.

I have payday loans from the following places: Ace Cash Express: $488.93 (Paid: $212.57) The Cash Store: $684.36 US Fast Cash: $520 (Paid: $240.00) Mycashnow.com: $1069.52 (Paid: $415.46) Cashnetusa.com: $1129.32 (Paid: $171.09) Now I've hit a wall. I just can't afford it...not even paying the roll over amounts. I cancelled my direct deposit and now I have NO idea what to do. My bank (Chase) will close my account, but will ALLOW drafts to be taken 30 days after my account is closed. I am thinking that right now, bankruptcy may be my only option.

I would like to find out if online payday loans are legal in louisiana

Hello, I currently have 4 payday loans Ace cash express 200 + 51 finance charge per pay period Check n go 300 + 77 finace charge per pay period Magnum 400, 170 per pay period for 4 weeks Plain Green Loans 600, 100 per pay period for 10 weeks I cannot afford these loans anymore as my hours got cut at work, I was thinking of working with Progressive Loan Relief however I'm reading mixed results about this company through post on this forums.

Please help with some advice! I have searched the website here and it has been amazing. You people are so wonderful! I guess I just need reassurance that I am doing this correctly. One loan with Tior Capital and 3 loans with Zip19 These have been internet loans I live in NC. Tior Capital deposited $200 and Zip19 deposited $1070 total. Been debited $150 by Tior and Zip19 has debited a total of $1025.84. I sent both lenders emails letting them know that I would payoff the principal only. No response from Zip19 yet.

Needed to help daughter and got 5 payday loans for fast cash first time. They are Zip19, Fourseasonscash,usfastcash,sureadvance and cashnetusa. I have been paying 120 to 230 every week and I am not paying anything on them they all show the same amount due. I am affraid I will not have the money this week. Any help would be great. I now know this was a stupid mistake that I will never do again but how do I get it fixed. Thank you David