WOW, I have been spinning out of control. I cant catch up on any bills, I am so overwhelmed I am in counsoling for the deep depression. I have all my cards on payment plans but its killing me. For some reason I am terrified to stop paying them. I owe, HomeDepot $2,068. Sears $1,500, Capital one $548, GE $1,900. I know I have gotten myself into this and I am in no way wanting to walk away completely free, but its getting harder every month for me to even eat. My house payment is behind, car is behind, I have lowed everything down to the bare minimal. I eat alot of hotdogs.

Hello all, I live in mo and have 5 payday loans that are eating me alive, i am afraid if i close my bank account they will call my work and i will get fired. ameriloan 500 have not made a payment cashnet 500 have made 1 payment of 143 bigsky 300 weekly 45 have made 2 payments zest cash 500 have made 5 payments of 75 check n go 1250 have made 2 payments of 202 The payments are killing me i am really considering bankruptcy. I take out a loan to pay of a loan and it has all just snowballed to i am in tears, i love my job i work from home and my company is in another state i am so worried they w

Ok, today I received a letter in the mail from RJM which states "RJM Purchased Your One Spirit Book Club Account" It also states I owe $19.41. I have never purchased anything from this One Spirit Book Club Account and would like to know what the deal is with this..

I have a telecon with Lakota tribe tomorrow about this "lawsuit" they have filed against me in tribal court. I'm looking for any words of wisdom or pointers on how to handle this. Any and all comments welcomed!

Hi, Does anyone have an address for Shoreline, Ameriloan, and One Click. I am going to include them on my bankruptcy but need an address. Also has any one had any problems listing illegal online loans on a bankruptcy?

HiI'm working on cleaning up my credit. I have a negative remark from Cavarly Potofolio Services, LLC. reported 1/2012 It's appears its for a Sprint Account from 2004. I sent them a debt verication letter. This is all the information I received back.Verification of DebtOriginial Institution: SprintOriginial Account Number: 0527989078Cavalry Reference Number: 12196861Open Date: 14-Aug-2004Charge Off Date: 05-Oct-2006Account Balance: $300.06The first thing I'm wondering about is the SOL.

Hello again I just wondered I have retained an attorney for my bankruptcy hearing my question is if I put a stop payment on a "live " check can i get in trouble?I have read all the laws in Indiana and it says no but I'm concerned about going to jail my lawyer said they can put the loan on the bankruptcy just always worried about the fraud that could go with it.Any answers truly needed.

Hello, I am a newbie. Year 2010, I gave birth through C-section. We received plenty of bills from the hospital and made payment arrangements. We received a check from our insurance company on 2011 and deposited it in our account, thinking that we are already paying and we are really broke that time. I begged Neonatal to lower the payment into somethimg which we could afford but they only told me $70 a month is the lowest they could give. Now, 1 $100 and 5 $70 payment, my company would close. As a resuly, i am only working 12-16 hours a week at $9/hour.

We got an online loan from plain greens and made 4 payments of $153.00... We want to pay it off and the woman said we need to pay $929.00 more. The loan was originally $800 taken on Nov. 17... We are livung in NJ and the people from plaingreen said that they are not a payday loan company when I mentioned that the interest rate allowed in NJ is just 30% maximum APR for financial institutions and that payday loan is illegal in our state. What are we going to do? Thanks.

I'm in California, and it is illegal in this state for a payday loan to be rolled over (paying the finance charge every two weeks, while the principal--the amount of your loan stays intact. It is also illegal for payday lenders who aren't registered by the state to offer payday loans to residents of this state. Finally, according to the Calif. Dept.