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A couple questions about cleaning credit report

14 years ago
I have a lot of things falling off this year off my credit report. I understand that if I make a payment on a collection it restarts the SOL. My question is if there is something that is scheduled to fall of my report in Decemeber 2012 and I pay it in full will it stay for another 7 years or will it still fall off in December? I have 4 reports on my experian for the same Acct 2 from target and 2 from the collection agency that has the debt. Its scheduled to fall off on April 2013 . Is there anything I can do to take off at least 2 of these?

 

How do you file a complaint against PDL's

14 years 1 month ago
I know that I need to file a complaint against my current PDL's. Does anyone know what to say the reason is for the complaint?

 

Afni collection letter

14 years 1 month ago
Hi nelly. I rcvd. A collection notice from afni. I sent them a reqst. For proof of debt. It was for a t-mobile bill for $434.88. I was not sure if i owed this. They sent me a letter with an account # and amount stating that this was provided by the original creditor.however, i never lived at the address on the form they sent. I was going through some papers at home today, and found a copy of a check which was paid to t-mobile. $380.00.

 

First source advantage

14 years 1 month ago
hi guys -- I am trying to settle an amex acct with them -- I confirmed with amex that they sold the account to them. I called them today -- 12/31 to settle -- on a 5500 balance they offered 1200 -- 22 percent so I took it -- but....

 

Storefront payday loan

14 years 1 month ago
Is it illegal to do a hard debit block on my checking account if I have a store front payday loan out and the check bounces?

 

Issues of not paying credit cards

14 years 1 month ago
I have been unemployed for 3 months, I just got a part-time job working 10 hours a week, it hardly pays for my gas getting there. And, after my 32 year old horse feed runs out in 2 weeks, I am going to have to put him down. I just depleted my savings, and can not afford to file bandruptcy. I owe $6,600 in credit cards. I plan to stop paying this month, and move out of the country. Can they take my home, and what are the other consequences that my actions would incur?

 

Payday Loan help in Vermont

14 years 1 month ago
Hi, I was wondering what my options are, I live in Vermont and I have two payday loans out there. Im pretty sure they are illegal so I dont even understand how I got them. One is from Kenwood Services and the other from Highland Holdings. What are my options? Is it true that I am only liable to them for the principal amount? Is there any kind of consolidation thing I can do? I have already paid more than my principal amount owed in fees alone. Thanks for your help

 

gisselle andrewss has to go

14 years 1 month ago
i have had it with this idiot.eight posts and 4 are factually incorrect,and the other four are them arguing that they are right when they are not.sorry,but i want jason and/or vikas to give her a look.she has to go.btw on an unrelated note.the spam tards are back.please try to curtail the spam.

 

3 Payday Loans

14 years 1 month ago
Are these legit? Any info on them? 1. cashkingadvance $500 loan with them 2. CMG Group LLC Thank you for choosing CMG Group LLC, your Number One Lender for Online Cash! Your application has been approved for $300.00 which has a $90.00 finance charge. 3. Global Group Phone #8007834936 <-- that was shown on bank statement. They deposited $300.. I didn't sign anything or contact them, they just deposited money into my account.

 

Medicredit Letter - Please help protect my credit!

14 years 1 month ago
Hello - Sorry if this is already answered somewhere. If it is, feel free to point me in the right direction. If not, any help is greatly appreciated. Yesterday, I received a notice from Medicredit, Inc. on behalf of one of our doctors for an unpaid office visit. This claim fell through the cracks when my insurance with my employer ended and we briefly transitioned to COBRA. Today, the insurance company agreed to re-process the claim.