Regarding the chart at the bottom, what is the federal maximum interest? Target has been adding 18.9% since 2006 when the judgement was filed and the $7000 has turned into $17,000! :(

I received a letter from central credit saying that I owed money to toyota motor credit. I called and they said it was because 8 to 9 years ago I co-signed for my cousin to get a car. I gave them my cousins number and then I called my cousin and he called them. My cousin called me back and said he was willing to make monthly payments but the guy said no he only wanted cash or for me to put it on my credit card. why is that I mean he is willing to pay.

My mistake of not responding to the court... :( Just got a notice from my employer regarding garnishment of my salary... $7k owed to a whopping $17,000. The law office won't work with me, and they say that Target will not even speak with me if I call them... my fear of losing my place to live, my car, and other bills is my problem. What can I do?

I took a loan with western sky and cash call is the company taking my payments out of my account. I live in the state of New York. I know that payday loans are illegal in my state, however I also read on this forum that Cashcall is run by a bank and not a payday lender. I have already paid more then the principal amount I borrowed. Is there anything I can do to get out of this loan.

dos anyone have a physical mailing address for multiloansource.com , i will never do this agin , get into a mess with these shady pay day loans, it is very stressful

Hi my name is Misty and i live in NC. I have pay day loans with 4 different ones. (Galaxy,paydayloanyes,Peak 3 Holdings, and Anasazi). My mother passed away and i got behind on the payments and my bank account was closed. I tried to work with them until my unemplyment came through but they would not work with me. I had a man call me today saying he was a process server and was going to come serve me with court paperwork. I called the company and they said they were suing me and filing Fraud charges. They said there company was in NC also.

Nothing comes up when I go to check my points.

I just wanted to updated those on the current situation with Paydaymax. I closed my account this morning, but they had already deducted the principle from my account. I called them and demanded a refund and informed them that they are violating indiana laws and they are an unlicensed company making loans to Indiana residents. They rep was actually pretty nice and said she had to speak with her Supervisor.

I know how to deal with illegal lenders, but this seems National Payday is sicking a collector on me. Keep in mind I have made three $90 payments to them totaling $270 on a $300 loan. I should only owe them $30.00. Do I work with National or this Powell place. Creditor: TLE_dba:National-PaydayLoan Original Account #: Our Account #: Total Claimed Due: $ 618.00 Please be advised that Powell Law Office, PC has been assigned the above referenced account. This is a demand for full balance, as the account is seriously past due and you have had ample time to pay the original creditor.

First off I apologize if you see this twice, I put this in an answer first by mistake. I am in a situation with Dyck Oneal. I am behind my payments and they offered to settle for 50%. (which would roughly be around 7k) I dont have 7k laying around and I know the banks will not give me a loan to pay this off because of my credit being destroyed by the short sale. I noticed someone earlier stated something about the 1099 a/c and how they can come after you. I never received a 1099 a or c and it has been around 1 1/2 years thats past so far.