Do they garnish 15% of the total amount owed for interest or is it 15% per paycheck they garnish?

I have PDLs from the following lenders: Cash Yes: $900 (pd off in June 2011 with total pmts of $1,331.25) Cash Yes: $1,000 (5 payments of $1,050) Eastside Lenders: $900 (pd off in April 2011 with total pmts of $2,250) Eastside Lenders: $750 (one payment of $200) I have been reading the website for a couple of days, and need a little help in making sure that I am recalculating my balances.

Hello I have been up to date on my credit cards (min payments sometimes but it was something). I moved back home for personal reasons and was jobless for little over a month. Some of my mail did not get to me and when I did get a job finally, it can not make the payments that I was able to before and now the bills are pilling up again. My credit got shot in the foot and I feel like I am a sunken ship. I only owe a grand total of $9,000 and I know that is not much for some people but it is a huge amount for me.

Hello, I am in payday loan hell and I know it is no one's fault but my own. I currently have 10 outstanding loans and I was going to consolidate them so I started working with a company who had me close my bank account and start the whole process and then 3 days later they informed me that they could not work with me because I live in Illinois. I panicked, of course, and then found Progressive Debt Relief who told me they could help me. I am currently getting ready to send them my first payment to start the negotiation process but I am nervous. Am I better off doing this myself?

I had to stop paying on this installment/pdl last year with First Bank of Delaware. My balance is like $778. I just started receiving phone calls from this collection agency they have (Turning Point Capital) threatening me that I am going to be prosecuted for bad check fraud. I had to cancel my bank account right after stopping payments to them because I was a victim of identity theft. They are also saying my wages can be garnished...is this true? I am a single parent and have a very ill parent I am caring for and just dont have the $ they are requiring to settle. What are my options here?

Please help me and give me some advice. I keep getting calls from PCS Law Office and they are telling me that I have 3 serious allegations against me and I have committed a Federal crime - saying I stole money. I have a few payday loans and probably do owe some monies but have most likely paid more in fees. I live in Massachusetts. What can I do about this? They are threatening to send an investigation team to my home and they said they will find me through my Social Security No. They also said I owe them $5400. I think this is through Advance America. PLEASE HELP! Thanks, Carolyn (Mackie57)

Hey all. Sued by Cach LLC and Mandarich Law Group. In a county (San Francisco) other than where I live (Sacramento). Filed a Motion to Transfer Action and won that. Now what? 1. Does the court automatically send letters to Plaintiff re: transferring? Or having won, do I still need to file some sort of form/order? (Why is it so HARD to get information from the Court system? Never mind, I know why.....) 2. If was served Discovery, and responded within the 35 days (that ended right before the Hearing), does that count if/when the case gets transferred?

I recently just took out a pay day loan because I needed fast cash to get my car fixed so I can get to work. I borrowed $600 from going to instantloannetwork.com because they promised an instant approval. Now I'm new to all of this and I live in north carolina. Some things fell through with work and Ill need another week to pay off the loan. Is there anything I can do or say in the meantime? Thanks for all your help, I really appreciate your time.

Hate to say this but I need to take out a PDL....electricity gonna get cut off on Tuesday and my unemployment hasnt started yet. I do have some income from my part time job but it is barely enough to cover rent, internet (which I gotta have to look for work)car insurance and phone. Any ideas for an illegal one (in Florida or the US) that I would only have to pay back the principal??? I have had some good interviews in the past couple of weeks so I am hoping the light is at the end of the tunnel...I can't live like this much longer....

can you tell me if these companies are legal. I am in the state of florida Cutte Group LLc 500 fast cash SSM Group LLC U Fast Cash thanks