I had 2 Chase cards, among many others, one of which I settled for around 35%, the other was sold to Capital One, they apparently purchased all the Sony credit cards from Chase. (Just my luck).
The last payment was in March to Chase, now I have Cap One looking to collect on a balance of $7500. I have finally been transferred to their hardship department ever since I mentioned my wifes medical problems from 2010, I guess unemployment is not a hardship in their view.
For anyone who has settled Cap One at around 50% , do you have any tips to offer.


