How do I know if a collector is allowed to add interest to my debt? I was contacted by a debt collector saying I owe $4823.60-- $849.86 from interest, $606.19 "fees/coll costs", and $3367.55 was the principal amount from the original creditor. This collector though isn't collecting on behalf of the original creditor (AT&T), their client is US Assets Management Inc., whom I supposed was attempting to collect on behalf on AT&T. I already sent and received their "validation" which was a copy of a billing statement from AT&T (cycle date 11/2009-12/2009) with the amount of $3367.55 as past due.

I'm considering bankruptcy. I have a meeting with a lawyer scheduled and already was told by a non-profit credit counseling service that it was likely my best option right now. That said, I have a cosigner on one of my private student loans. That debt isn't late, delinquent, defaulted.. etc.. yet. It's the one payment I've been beg/borrowing to pay regardless because of the cosigner. What happens when I actually do the bankruptcy? Does it default right then and there?

Hi there, I would like to work with Check'n'go to turn over my loan to a payment plan per Ohio Revised Code but they are not willing to work with me. I guess I am going to have to let this loan default. I just want to pay it off in a way that I am actually paying off the principal. Will they immediately turn me over to collections? Will they try to garnish my wages? Can they do roll overs in Ohio where you only pay finance? I did online but live in OH.

I got a summons today, I am being sued from Midland funding, I got it and it says I have to a written letter and turn into the clerks office and the lawyer office (the ones who are sueing me). now what I don't understand is that, it says: No Request will be made to the court for a Judgment in this case untill the expiration of 35 days after your receipt of this Petition and Summons.

i have three pdl with cash call and djr group and with 500 fast cash and i live in il im in a financial crisis and cant pay thes e will i go to jail or will they settle with me and i dont kno what to do :(

i just signed up with a settlement program and i have two secured loans with heights finance and world finance that is secured by household goods if i enter a settlement program can they still come to my house and take my stuff help me also i live in ill

I have been getting the run around for 2 months now from a condo association that sued me and obtained a judgment for unpaid association dues that were subsequently paid by my mortgage company (common practice for the mortgage company to protect their ability to foreclose).

Well I went to a college and had left due to the fact I had to take out another loan to go. I left but the put me back on so I had an extra debt cause they did that. I had been through another debt company in Ohio which I was paying with for awhile. Then they stopped contacting me for awhile. A year later or so I got an Avante USA person that called. The person was really nice and worked with me on getting the debt paid off. Then after a few months I didn't get contacted from them. Then after that another person calls, she was terrible at even listening to me period.

I have been getting the run around for 2 months now from a condo association that sued me and obtained a judgment for unpaid association dues that were subsequently paid by my mortgage company (common practice for the mortgage company to protect their ability to foreclose).

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