I got a call from 877-252-0491 threatening legal action on a pdl that I don't remember taking out. They wouldn't tell me who the lender is either does anyone know who they are Scared in Iowa

I had a bunch of credit card debt in 2002 - 2004 and have never spoken to the creditors since. 2 of them got judgements for about $12k each in 2006. Today I want to fix my credit. I have some more smaller old credit card debts without judgements and alot of student loan debt that I would like to consolidate. The judgements/cc debts i have the money to pay off now. However, I have to figure that debt is worth pennies on the dollar now because it's been almost a decade since they have heard from me (I've been living abroad). The judgements are by Asset Acceptance and Great Seneca.

I live in VA and according to the law the limit is $500 for a payday loan and loans are not renewable. I have a loan with Plain Green Loans which 1) isn't licensed in my state and 2) they gave me a loan for $800. I have closed my checking account and am in the process of sending them a letter. Should I pay them back the original loan amount or only $500? I have paid them $644.80 in fees already.

This a repost. I posted this in debt conslolidation form and realized I put it in the wrong place. My car was repo'ed last night. I've been a slow payer but was behind on my June payment and as of today my July. I live in CA. Ironically I received a check from my father's estate on Wednesday which will more than cover the cost to pay of the car in full and afford me to purchase a new vehicle and have plenty left over. I'll be making a deposit today and the funds should be available early next week. The repo guy said that Wells Fargo will be sending me something certified mail.

My car was repo'ed last night. I've been a slow payer but was behind on my June payment and as of today my July. I live in CA. Ironically I received a check from my father's estate on Wednesday which will more than cover the cost to pay of the car in full and afford me to purchase a new vehicle and have plenty left over. I'll be making a deposit today and the funds should be available by Wednesday of next week. So I have two questions in regards to rebuilding my credit... 1.

Ok guys, I've got myself in a mess. About 50+K in CC debt, LONG story short, due to inept lawyer sparring with trustee for a YEAR, I have a bankruptsy filed, but dismissed (attorney advised). Anyhoo, signed up with debt settlement co 4 mo ago. Having 2nd thoughts as creditors are now calling more, not less. Big ones are BB&T, Capital One, and BOA, each is about 10K. Others 500 to 2K. I have about 5K saved. Captial sent me a settlement letter knocking off 30%. BB&T has sent only one letter referering to a law firm asking for $$.

Good Morning I have taken out 7 payday loans and cant get them caught up. I was hoping someone could offer some help and guidance. The loans are as followed AALM (multiloan source) $350 paid $180 in interest Yellowdale.com $200 paid $200 in interest Amerloan $500 paid $300 in interest united Cash Loan $300 paid $180 in interest Anasazi Services $300 paid 90 in interest advance today $300 paid 180 in interest cashjar.com $400 paid 120 in interest As you can I am in way over my head and cant figure out who to get out. Thanks, Joe