I have accounts (credit card, medical) that show on my credit card as collections but no one is calling me about them, sending any correspondence. Some have been a few years. Some have dates on them that they will fall off report.
My questions is on the ones that have a little while to go before falling off, and I have not heard from them, what should I do. I am trying to clean up my credit as much as possible. Although I have a long way to go, what do I do about those type of accounts? If statute has expired on some of them, how do I get them removed?
Thanks in advance.