I recently obtained a car title loan in the state of Texas. I made my first payment, but it's not looking to good for me making a second as I have recently had my hours cut at work. I am thinking I may have a way out of this loan but was looking for a little help. My car is registered out of state, and while looking for a title loan, nobody would give me one unless I registered my car in Texas. I finally found one that would, because they said they would send it to my state to get them placed as lien holders. The state told them no, because they were operating out of Texas.