My husband and I live in Texas and almost lost our home. To try to save our home, we borrowed money from pay day advance stores and now we both have 6 loans each with a combined total of $7500 debt! We saved our house!! But now we are litterally struggling to keep the house, maintain these loans, and provide for our family! 8 of the loans are through 4 different stores, all basing from NCP Finance. Do I have to call the stores to work out a plan? Or can I call the lender (NCP Finance) to see if they will work with me? The other loans are online.

i got a number 1-800-883-9067 of debt management partners. i want to know if this is a lagitamate company.

Does anyone have any experience with them? My checking account is in the negative due to a transaction I am disputing, but I have a payment to redstone cash scheduled to be debited this Friday. They are telling me they cannot cancel the payment and will proceed anyway, and my bank will not close my account because it is in the negative. Also, I know a stop payment will not help-- because they will just alter the amount and put through multiple debits. What do I do? If this goes through it will make the hole even bigger, as well as causing me to be charged more NSF fees. Please help!!!

If a creditor has placed a lawsuit against you can that amount you owe still be consolidated? Because with the other bills I have I can not afford to pay the settlement.

I have 9 PDLs that are taking most of the money that I make every two weeks. I have closed my old checking account and opened a new one. I need to know if some of these PDLs are legal in Florida. I think they might be illegal and I have been paying them for months so I have over payed them.

Does anyone know of a bank in Washington State that does not use telecheck or Chexsystem? Due to the mess my ex left me in I cannot open a bank account with those banks using these systems.

Just got back from work 2am to 10am, tired want to shower and relax....Bang bang bang on my door, I answer it, it was my neighbor down the street. He said this lady from G C Services contacted me to get a in touch with you. He then handed me a hand written note with her name and number! Hello my debt, my business! Why the heck are they contacting my neighbor!?

I live in NC and took out several PDL's due to loss of income. Now, they are harrassing me at work and threatening me w/ fraud charges using my social security number and wage levy. What can actually happen to me if i can't pay them back? Help! Need answers before i do another stupid thing such as this! !!!

Hello, I'm new to the board/forum so please bear with me. My question is in regard to what happens (or what should happen) after I pay off a collection account. I had two accounts that were owned by the same CA. I had been making payments on them monthly, but wanted to get them rid of sooner. Today, I spoke to the CA rep who was handling my accounts to see if they would delete their tradelines if I would finish paying off the balance. He agreed, so I went ahead and took care of the balance (don't worry, I got something from them in writing).

Hi, These people have been calling and harrassing my 80 year old mother in law. They have really freaked her out. They all as much as twice a day. We live in Washington State and my husband had a payday loan with Advance America. I later filed bankruptcy and listed this debt in the bankruptcy. We have tried to make arrangements with these people, but they have hung up on us twice, and even restorted to calling my husband and myself low lifes. Can anybody hlp us?