We have been in a chapter 13 plan for 39 months now of a 60 mos. plan. All of our secured debts have been paid and we are now only responsible for a few credit card balances. We would like to convert to a chapter 7, but will likely fail the means test. Would letting the case get dismissed be a viable option for us, and what effect would this have on our credit that we have started to re-establish?

I recently got into a payday loan trap myself here in Florida, and decided to consult a Debt Consolidation Company to get out of it( Which now after all your help I have cancelled the contract because I have found I do not need them because I can do this on my own)I had 9 internet PDL's with over 1100.00 in fees every 2 weeks.

Myself and my creditors have been trying to contact them: The phone number goes to voicemail and then dies. The website show my payments has not been updated since november 2011. Do you know if they are still operating.?

can i make a pay over the internet?

Anasazi deposit an loan into my account without my verb permission or signature. They won't tell me where they are located. I'm going to fil a lawsuit against them. Do you happen to know info about this company?

what is the sol in texas?

Myneighbor hasstage 4 colon cancer he is 25 years old,he gets disability.Student loan garnished his check and he can't pay hisrent where he lives.Can they garnish his check like that?What ABOUT his rent he is 3months behind.

I had an arbitration hearing regarding debt owed to a divorce attorney. As a result, the arbitrator reduced the debt by $3k+. Paperwork was never completed or filed. The court sent notice of possible dismissal. The Plaintiff's requested additional time. The time was granted and then expired. The Judge issued a judgement of dismissal without prejudice. The Plaintiff's have now filed a motion to vacate the dismissal. Would it be of any benefit/detriment to file a response to there motion? Thank you in advance for your answer.

FIA bank of Hawaii- unemployed 15 months but I was never late 30 days, only late two times in 15 months of hardship by few days. They raise their interest rate to 29%. Called the workout specialist and they use my monthly FIA payment of $570 and I am negative around $200. Solution is simple just reduce interest or payment around $200 and wa la ... I can meet my budget but no they can't help me. They said to call consumer credit counseling. I've already negotiated with all my other lenders/ credit cards and reduced my monthly payments.

How long does Mark Walsh take to do a judgment after his initial letter of letting you know that he now has your account? What percentage does he usually settle for? I have $23,600 in debt.