Hi,
I have been served with a civil summons to have a judgement filed against me for a debt that I owe. I do not have the monies to pay off this debt due to my income being reduced back in 2009 by 30 % for over 6 months. I got behind at this time and the interest and late fees kept coming. I tried to work with the company (Discover) and paid a lump sum of $300 and 3 monthly payments to try and get caught up but by the time I had done this, I had not made any progress with the fees and interest. What will happen now that they have filed a judgement against me other than just ruin my credit.