I had some serious financial issues late last year, and now have 7 payday loans. I live in Texas. The payday lenders are: Discount Advances Plain Green Loans First America Credit Responsible Loan Ace Cash Express Check n Go Integrity Advance Plain Green Loans ($1600 principal) is a monthly payment for 24 months. Part of the payment goes to principal and part to interest. Responsible Loan ($500 principal) is an 8 payment plan to pay the loan off.

You don???t need a consolidation loan. If you get one, you will think you have this problem all fixed. You should cut up your credit cards, then take your smallest bill and pay that, pay the next one off too if you have enough money after sending the rest a minimum payment. Get a part-time job on the weekends if necessary to get this cleaned up. You are wasting so much good hard earned money on interest charges. You could be enjoying yourself on a nice vacation with what you are spending for interest every year. Start attacking those bills today.

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There was a tax lien placed in 1997 on a property I no longer own. It was paid. How long will it stay on my credit report?

My wife an I currently have about $40,000 in credit card debit, what is the best way, fastest way to reduce this, or pay it off, my min payments are about 1,000 per month combined, I can only afford about 300 per month. I dont want to affect my credit score if at all possible, should i get a personel lone for the amount or go with a credit adgency? Any advice at all would help!!!

MY HUSBAND FAIL TO PAY A VERIZON ACCOUNT THEN IT WAS TRANSFERRED TO PINNACLE, THEN TO AMERICAN AGENCIES HE MAID A DEAL AND SETTLE FOR 60% TO BE MADE IN PAYMENTS WE PAID 200 SO FAR i CALLED THEM A WEEK AGO TO MAKE A PAYMENT AND GOT NOT ANSWER i CALLED PINNACLE AND THEY TOLL ME THE ACCOUNT WAS WITH SEILER AND ASSOCIATES THEY HAVE VERIFIED THE DEBT BUT THEY DO NOT ACKNOWLEDGE THAT THERE WAS A SETTLEMENT AND PAYMENTS MADE AND THEY WANT THE HOLE AMOUNT. WHAT CAN WE DO.

I live in GA. and have two judgements against me. The first judgement is for $7200.00 and the 2nd one is for $4400.00. Which judgement has the right to garnishment of wages first? L.

5 years ago I got out of regular pdl hell thanks to this site. Now I'm ashamed to say I need help again. I owe the following installment loans: Cashcall $5000 Plaingreen $1600 SOS $2500 Kwikcash $2400 Cashnet $2800 I also have a loan with Springtime for $4000 The payments on these total over $2000 a month. There is no way I can ever pay that money. As these loans are all legal (I believe) is there anything I can do? I was thinking that bankruptcy may be the answer??? I do have a good job but I have no assets (no house and I owe 9k on my car still) Please help Thank you so much

I am in Arizona. I got an online loan for $700 from Plain Green Loans, LLC that I think is an installment loan, not a "payday" loan. From a previous illegal payday loan, my bank account has been closed. I still cannot afford the original payment schedule that was set up with Plain Green Loans. Is there a way for me to get out of this loan or make payments that I CAN afford and avoid any wage garnishment or civil suit?

i have been asking about payday loan debit consolidation, and i have not gotten any answer. How do you know which one's are legit? And are credit union easyto work with as far as closing your bank accounts or blocking ach withdrawls, or am i going to have to close the account, and go some where else. Any one know this i would be greatful. Thank you in advance and i hope this isnt considered double posting.:?: