OK, ive determined that the PDL I am under is illegal in the state of MI; (Intergrity america) I talked to my bank, stopped the transfer of funds to them for next paycheck, the 03 of june. should I wait the three days until Im sure the ach stop is in effect. and let the PDL know with the revocation letters? or can I do it now?, can they take money out any time they really want to? I guess I need the steps to take... without closing my account, my bank is working with me (for a fee of course) - Ive read as much as I could on these forums and they have been very helpful...

I'm wondering if any of these lenders are known for doing wage assignments: American Webloan, Cash Direct Express, Eastside Lenders.

My question involves judgment recovery in the State of Georgia. What are my options for a judgment against me regarding an old credit card debt (five to seven years ago). I recently became unemployed and I am on unemployment. A lawyer has receive judgment against me by a judge ruling. Can I fight this judgment? Can they take my unemployment money out of my checking account. Is there anything I can do about this?:

I have had fraud charges on my fia card twice within a year and each time they have not answered how there has been a security breach but just replaced the card. Is there something I should be aware of in regards to negligence or privacy violation as regards to fia.

GCSrevices contacted me and told me I owed 54,000 dollars to Pheaa for student loans..According to the National Student Loan Data System my Loans are a Zero balance and the Gaurentor is KHEAA not PHEAA....I have contacted Ombudsman for Pheaa and Kheaa but no response... Any Suggestions? Jules

I received a call this evening from West Asset Management,. The person they were calling does not live at this phone number and has not lived at this phone number for years so i don't know why they are bothering me nor how they got this phone number to call and request that they do not call me again.

Hello. I posted as bapoinde earlier, about payday loans in MI. I have been working with a credit counselor, who advised me to contact my bank about blocking ACH transactions. My bank representative told me to call the lenders and request (over the phone and in writing) that they stop debiting my account. When I did this, two lenders set up payment plans with me. All but one agreed to stop the debits, after a little persistence on my part. Since they are online lenders, the bank can not block the ACH's. Closing my account and opening another is my only option.

May I use a P.O.Box address exclusively for communication w creditors and coll agencies? No tele numbers given?

Is it adviseable toinclude drug/alcohol rehabilitation and ongoing abstinence in letter to creditors/credit coll agencies when attempting to negotiate settlement of old debt?

I have 7 pay day loans. I am getting sick in my stomach thinking about them. I need a way out. I have no money to survive. Im writing bad checks to supermarkets to pay them off and then next week comes and my check eats it up! My husband has about 5. What can I do. I'm tiered of this vision cycle and need help! :(