If The Stipulation states "the attorneys for all parties to the above entitled action, that wheras no party hereto is an infant, incompetent person for whom a committee has been appointed or conservatee and no person not a party has an interest in the subject matter of the action, the above entitled action and be, and the same hereby is discontinued, without costs to either party as against the other. The stipulation my be filed without notice with the county clerk." I receivd this in regards to a 24,000 credit card debt in the State of New York.