ok, i've been dealing with these people off and on for the last few years. they used to call once every few weeks. no big deal. but now they are calling nonstop, yesterday they called at 6:50am and continued to call every 30 minutes the rest of the day. i know they are trying to collect on a payday loan, but they wont tell me who the original creditor is. but here's the kicker, i filed bankruptcy last year and got my discharge papers in december. and i garantee whatever payday loan they are trying to collect on was included in my bk, because i did not miss a single thing.