First, let me say that I don't have anything in collections nor do I have creditors hounding me but my husband and I just bought a house, then I have incurred significant medical expenses that will continue to mount because my illness is ongoing. Add in all the expenses that come with owning a house and we have months where we have very little wiggle room and in today's economy, that makes me very nervous.
Like I said, we're not in real trouble yet but I don't want us to get into real trouble but I don't know all that much about finances.