This company is nuts.
I got 2 calls in one day, from a guy obviously in India, I couldn't understand a word he said, finally I get the name of his company, Allied Interstate out of him, he tells me, I owe $183.00 to Franklin Mint!
Seriously? Not in this lifetime.
Just happens, in the last month I sent off for all my credit reports, there is nothing on there from Franklin Mint. I think they're scammers.
The law is, at least in Texas, that they have to send you a letter/bill within 30 of their first contact with you.