If I am taking professional help, do I have to follow whatever the counsellors tell me to do or can I use my own judgment. Suppose I want to consolidate some debts and settle others, will I be able to do so?

I have $60000 worth of credit card debt, have a mortgage on my house/ I can afford to pay aprox $600 month (reviewing my current income debt ratio) to credit cards..do I have to claim bankruptcy?

I am in financial hardship was out of work for 2 months and was in numerous pay day loan places. one wouldn't work with me I think they are taking me to collections the others are being paid. I need 1 low monthly payment to get them paid but still able to make all my other bills that I have neglected due to these. thank you tom rahn

I have a lot of medical expenses and the prescription drugs are expensive. I’m looking for some cheaper options. I’ve heard that generic drugs are less expensive. Can I ask my doctor about the generic versions of the prescribed drugs? Will they really help me to cut down costs?

I have come to know about debt snowball and avalanche. I am thinking to use debt snowball since I can repay debts fast. But, can anyone help me out with debt avalanche - How can I be financially benefited more by using debt avalanche? or is it like that ultimately it's same to follow snowball or avalanche.

It's possible?

Is rise credit, spotloan and cashnet usa legal in Alabama and what can i do about it

Hi, I am Carolina. I want to know are the fees for consolidation and settlement the same?

Trying to find out if clear loan solution, The Loan Smith and mobile loans are legal online lenders for the state of virginia

I have a wage garnishment for a loan I haven't paid back. Then I received a 982 form from the creditor, that I have to file that loan amount as income. Supposley they wrote my debt off. I'm confused as why!? Should my wages still get garnished.. I'm paying for it and I got the form! I have to pay taxes on the Saga.loan. I'm my opinion I shouldn't got the form. The creditor I have the wage garnishment with, it not answering any of my calls. Can somebody please help?