[COLOR=black]I'm currently repaying a CC debt that went to collections with Midland Credit Management. They sent me a letter and I called them and made arrangements to pay. Everything was fine but then I got laid off but continued to pay them. Well Christmas came around I called them asked for a month deferment which I got. Next month my was unable to make a full payment so called them and made a small payment. By the next month I was really strapped for money. So I didn't even bother calling. This month things got better so I called them to get back on track.

LoanPointUSA. BBB said their mail was returned undeliverable. Here's what I have now: Loan Point USA 6800 W 47th Ter Shawnee, KS 66203-1398 Please help...I need to reply to BBB with another address.

I just got a new cell phone number and started getting calls from Washington, DC, Minnesota, Oklahoma so when I checked out the numbers I find them being owned by BCR. One step that I have taken is to get all my phones on the federal no call list. What else can be done?

Hello I was wondering if I could get some advise. I had a payday loan 2 years ago with Paycheck Today. I paid this loan in full. Now they have a collection agency calling me and harassing me for another $500.00 dollars that I do not owe. I have made numerous attempts to contact Paycheck Today, but I have not been successful. Can you please give me some advise on how to handle this.

Sokol Sokol Law Firm, Calls me constantly, harrassing me at work and at home. I told them to send me written verification and they claim that it was sent out in March. I have not received said verification. Are they a legit law firm. I have read things on the internet that claim they are not legal.

This company calls me constantly and does not believe that the person they are looking for does not live here. How do I stop these calls. I am out of cuss words for them.

"http://blogs.chron.com/believeitornot/2011/03/texas_religious_leaders_want_t_1.html" People really should take a more active role in what they believe. I think too many of us rely on leaders/politicians to do it for us, but if we all voiced our concerns and actively sought resolutions, it would be a different place. Sigh. I am thinking of writing a long heartfelt letter to this guy as well as to my state legislature. Will keep you all posted.

If im a casual worker and i work 4 to 5 days a week can i qualify for a debt concillidation then i can only pay one account please

You have reported an amount of $67 as a chargeoff or collection on my credit reports. You have provided an acct # of 12004XXX (623YC06343), date opened 01/2011. I have been unable to find any information concerning your claim. The only account I can find that ever had a $67 balance was Dominion Virginia Power that was paid on their website; verification # 5502099731. Please have this report removed from my credit record immediately. I never even received a call about this supposed debt.

Hi Nelly, Thanks so much for answering my last question. I had a judgment against me that I lost by default. The summons was given to someone else other than me. Its a writ of garnishment against my bank acct. where they took out maybe a few dollars. Now 2 years later, can they still come after my account. What can they legally do to me now? They call me after 9pm, is that allowed even if they have a judgment. I don't know if this is originally my account. I had asked more info and they can't give me much.