My credit score used to be ok - about 700. I lost my job several years back - (6 years back or so.) I had to stop paying on a few of my credit cards and did not make another payment or pay them off. I knew this would mess up my credit rating or score but had no choice at that time. I have a job now - I started working again within 6 months of loosing my job - but the bills got so far behind that I decided not to pay them or try to catch them up. I need or feel I need to repair my credit soon because I want to buy a house soon.


