Hey all, I'm a freshman attending University of Akron. I just learned that the government is planning to cut the Pell Grant Fund by $1.31 billion and is calling for a freeze on the maximum grant for the next 10 years. This would affect me and many of my good friends who otherwise would not be able to fund their way through college. If such legislation goes into place and my funding is cut, what are some other ways I can fund my way through college? Additionally, I found a petition urging representatives to strike down these proposed cuts and freezes.

I have heard the names standard deduction and itemized deduction. Can it be combined for tax preparation?

I recieved an email stating I was being brought up on criminal charges. How do I know if it is real?

Do I need to have a certain amount as debt to take help of a settlement company?

How are you planning to enjoy Valentine's day? Any exceptional idea to celebrate it without spending much?

I took out 2 PayDay Loans. One with Miinan Funds (Ladder Credit) for $1050 & one with Northern Plains Funding for $500. To date, I have paid Miinan Funds a total of $1905.67 (over paid by $855.67) and Northern Plains a total of $2,332.45 (over paid by $1,832.45). I have closed my bank account and sent the sample letter requesting PIF and a refund of my over-payments to both lenders. Northern Plains responded stating that my loan "is consistent with applicable law" and will be moved into collections.

I have several outstanding payday installment loans that I need help consolidating. I am current on most of them, but there are a few that I was not able to pay this month. Can a debt relief company help me reduce the interest and get these things paid off?

Can you settle debts after a judgment has been entered?

Over the past year, I have allowed my credit card debt to get out of hand. My payments are becoming too much to manage, and I'm exploring options to ease the financial stress. With $27,000 in credit card debt, I am considering using National Debt Relief to negotiate with my creditors and get me out of debt in 24-36 months at a much lower fixed payment. I own my house, all my vehicles, and have no need to take out personal loans in the foreseeable future. I understand that my personal credit will be essentially destroyed and take years to rebuild.

Hi I have been settled abroad now and still want to make payment without USA account but don't know how. please let me know what are my options. thank you