I live in illinois, my husband hasn't worked in a almost 2 years now stable as he is a union worker in the construction field, so work for them right now is NIL. I've took a brunt of the finances on, including starting in JAN since he hasn't put in the hours at work (not because he didn't want to work but because there isnt any) I had to take insurance out at work, now an addition $200 from that comes out of my bi-weekly pay. So now I got my self into a stupid situation to which I can't seem to get out of now. I have 3 loans, Speedy, Spotya, and sagamore.