Hi,
Someone called from a collection agency and are trying to collect a debt from Chase (last payment i made was 5/2010). They mentioned another agency (E.A.F) is going to "make a decision" so i assume they meant legal, but of course they didn't say that. ( I have never received a letter or anything from either company, just from Chase but not recently. My question is this: as one CA is in NY and EAF is in Illinois, do you think they will bother to sue me in California? The debt is about 7K. I am wondering how long that would take to happen realistically.