Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Just thinking about all the fees/interest

15 years 3 months ago
I just went through our final settlement #s to see how much we paid in fees/interest while we were not making payments and how if affected our settlement percentages. Combining the totals I just added it up and our total settlement % was a little less than 30% of the balances at the time of settlement and a little under 32% of the balances on the cards when we stopped paying. Not bad considering we started almost 80k in debt to the credit cards. It feels so quiet a home with no one calling and I have so many fewer bills to pay each month. Now it's cash all the way for us or debit cards.

 

hardship agreement

15 years 3 months ago
I have a private loan that has defaulted with citibank. A hold was placed on my account and I qualified for a hardship agreement because I work a part time job and I am a single parent. I have reoccuring payments now that comes out every month. Is this a good plan?

 

In debt

15 years 3 months ago
What is the statue of limitation of debts in florida? Aslo what is a Zombie debt? How can I remove it or settle it?

 

Tax Forms

15 years 3 months ago
Will I receive a form 1098 or something for my taxes, for the intrest i have paid on my current loan?

 

help

15 years 3 months ago
are there any grants that will help someone get out of debt and pay off bills

 

joint account judgement proof?

15 years 3 months ago
I am 100% disabled which is a permanent condition. I have a bank account where my veteran's disability check along with my social security disability check and a private pay insurance disability are automatically deposited monthly. My wife is a joint owner of the account as she has full power of attorney to handle ALL of my financial matters. She is currently being pressured to pay a bill to a debt collection agency that she says she does not owe. understand that my income is jiudgement proof. But, ki am wondering if my account can be frozen by a court order since it is a joint account?

 

Credit Report

15 years 3 months ago
Stop one debt from being listed negatively on my credit report multiple times

 

What do you want?

15 years 3 months ago
Somebody left a message on my phone telling me to call this # and do this and that. I do not owe anybody any money so I am wondering what you want. My name is Peter NAME AND PHONE NUMBER REMOVED

 

online pay day loans

15 years 3 months ago
i have several online pay day loans that i can't pay what happens when i can't pay them. i am in mississippi and on social security disability

 

ERC and DISH Network complaint

15 years 3 months ago
Received a collection notice from ERC for a dish network bill from 2002. When I asked what address this service was for , Dish responded with an address I had never lived. They also threatened to report this 9 year old bill to my credit bureau. Dish said I had to get a police report filed and a complaint with the FTC for dish to clear up my credit file. Dish said I had to file a identity theft with all three bureaus. My question is why do I have to do all these things for a 9 year old bill that is not mine, past SOL and credit reporting time ?