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Just thinking about all the fees/interest

15 years ago
I just went through our final settlement #s to see how much we paid in fees/interest while we were not making payments and how if affected our settlement percentages. Combining the totals I just added it up and our total settlement % was a little less than 30% of the balances at the time of settlement and a little under 32% of the balances on the cards when we stopped paying. Not bad considering we started almost 80k in debt to the credit cards. It feels so quiet a home with no one calling and I have so many fewer bills to pay each month. Now it's cash all the way for us or debit cards.

 

hardship agreement

15 years ago
I have a private loan that has defaulted with citibank. A hold was placed on my account and I qualified for a hardship agreement because I work a part time job and I am a single parent. I have reoccuring payments now that comes out every month. Is this a good plan?

 

In debt

15 years ago
What is the statue of limitation of debts in florida? Aslo what is a Zombie debt? How can I remove it or settle it?

 

Tax Forms

15 years ago
Will I receive a form 1098 or something for my taxes, for the intrest i have paid on my current loan?

 

help

15 years ago
are there any grants that will help someone get out of debt and pay off bills

 

joint account judgement proof?

15 years ago
I am 100% disabled which is a permanent condition. I have a bank account where my veteran's disability check along with my social security disability check and a private pay insurance disability are automatically deposited monthly. My wife is a joint owner of the account as she has full power of attorney to handle ALL of my financial matters. She is currently being pressured to pay a bill to a debt collection agency that she says she does not owe. understand that my income is jiudgement proof. But, ki am wondering if my account can be frozen by a court order since it is a joint account?

 

Credit Report

15 years ago
Stop one debt from being listed negatively on my credit report multiple times

 

What do you want?

15 years ago
Somebody left a message on my phone telling me to call this # and do this and that. I do not owe anybody any money so I am wondering what you want. My name is Peter NAME AND PHONE NUMBER REMOVED

 

online pay day loans

15 years ago
i have several online pay day loans that i can't pay what happens when i can't pay them. i am in mississippi and on social security disability

 

ERC and DISH Network complaint

15 years ago
Received a collection notice from ERC for a dish network bill from 2002. When I asked what address this service was for , Dish responded with an address I had never lived. They also threatened to report this 9 year old bill to my credit bureau. Dish said I had to get a police report filed and a complaint with the FTC for dish to clear up my credit file. Dish said I had to file a identity theft with all three bureaus. My question is why do I have to do all these things for a 9 year old bill that is not mine, past SOL and credit reporting time ?